First Community Mortgage - Waco, TX
Waco, TX
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to ... Show More
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She was very professional and was at a all time level when it came to communication
Reply from Kari Montgomery
June 25th, 2026 07:53 PM
Marc, I appreciate your kind words about my professionalism and communication. It was great working with you and your family on your recent mortgage needs, and I'm glad I could assist you effectively. Enjoy your vacation(s) before making your...
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how Straight forward everything was. Kari did an amazing job, we both worked around each others schedules, and even though the process takes time, it was not stressful. We both kept constant contact the entire time. it was like dealing with...
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Reply from Kari Montgomery
June 25th, 2026 07:50 PM
Brandon, I'm grateful for your kind words. I'm pleased to hear that your first time home buying experience felt like a seamless collaboration, as well as, stress-free! It was a pleasure working around each other's schedules and maintaining...
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good communication skill & follow up after closing
Reply from Kari Montgomery
June 25th, 2026 07:47 PM
Lydia, I'm pleased to hear that you appreciated my communication skills and the follow-up after closing. Thank you for your kind words and for choosing to work with me on your recent mortgage needs!
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Lacey Bond
Consumer Experience Statement: First Community MortgageMy experience with Lacey Bond and the First Community Mortgage (FCM) team was deeply disappointing and unnecessarily stressful, and I would NOT recommend this lender to any consumer. What...
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Lacey Bond
Lacey made this whole experience great!
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Stephanie Cathey
Stephanie was absolutely amazing throughout our entire loan process. She was always there for us, constantly calling to check in and guide us through every up and down along the way. She was incredibly kind, responsive, and truly dedicated...
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Stephanie Cathey
Stephanie is knowledgeable in all aspects of the mortgage process, she communicates everything up front and guides you through what is a very stressful process. She made the experience less stressful. We love her! SUCH A BLESSING YOU HAVE BEEN...
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Stephanie Cathey
I can't express how wonderful & helpfull Stephanie was during our loan process. She is very knowledgeable and I would highly recommend her to everyone needing a loan officer. I don't know how I would have gotten through all the paperwork without...
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Stephanie Cathey
Stephanie was absolutely amazing!!! She kept me well informed at every step. We had a deadline for getting this loan approved for closing and with Stephanie's help we were able to meet the goal! Her dedication and commitment to the process...
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Stephanie Cathey
Stephanie Cathey is an absolute rockstar! She’s a go-getter in every sense of the word and truly one of the best lenders out there. She took over a file that was a complete mess and had only 8 days to get it clear to close, and she DID IT....
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About
First Community Mortgage (FCM) opened its doors in 1988 as a division of First National Bank Texas. Since then, we have been working in tandem with our clients to turn their dream of buying a home into a reality. Formed with the mission to guide our customers, we aim at providing a mortgage loan that best fits their financial needs.Our staff members possess more than 30 years of experience in the mortgage lending industry; they are well-trained and attuned to the challenges many homeowners face. Moreover, our staff takes pride in providing a positive mortgage experience, educating our customers, and serving our community all while emphasizing exceptional customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Central Standard Time (CST)
Disclaimer
All loans and collateral subject to approval | First National Bank Texas | NMLS# 402924 | Member FDIC | Equal Housing Lender