

Solana Beach, Encinitas, CA
Encinitas, CA

Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
This was our first home buying experience so much education and hand-holding were needed. After several houses, we landed on one that required a LOT of close attention during the closing process. Sarah guided us through every step of the way....
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Reply from Sarah Lindsey
August 5th, 2025 09:17 PM
Lucas, I'm truly grateful for your kind words and recommendation. I'm glad I could support you during your home-buying journey, especially with a process that needed such careful attention. It was important to me that you felt educated and...
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Great Experience. I worked with Sarah Lindsey at Synergy One. She made the whole process efficient and easy. Grateful to have a knowledgeable and trustworthy pro to help me navigate the loan process.
We tried multiple lenders before finding Sarah Lindsey, and the difference was night and day. With others, we often felt overwhelmed, dismissed, or simply not taken seriously. One lender even suggested we should leave California because we...
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Reply from Sarah Lindsey
June 23rd, 2025 07:07 PM
I'm truly honored by your kind words, Elizabeth. It was a privilege to assist you and Anthony in finding your dream home and to provide the support you needed throughout the process. I had no idea about your previous lender experiences! I'm...
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We tried multiple lenders before finding Sarah, and the difference was night and day. With others, we often felt overwhelmed, dismissed, or simply not taken seriously. One lender even suggested we should leave California because we “couldn’t...
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Reply from Sarah Lindsey
August 5th, 2025 09:19 PM
Elizabeth, thank you so much for sharing your experience. I'm truly moved by your kind words and the trust you've placed in me. It was my priority to ensure you felt comfortable and well-informed throughout the process. I'm glad I could be...
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The whole process was easy and efficient. Sarah is knowledgeable and was responsive. Really appreciate her expertise.
Reply from Sarah Lindsey
June 23rd, 2025 07:08 PM
You were a dream to work with Brian! I see why you are friends with the Jerotz family. Thank you so much for the kind words.
The ease of it all
Reply from Sarah Lindsey
June 23rd, 2025 07:09 PM
I'm glad to hear that you found the process easy, Anthony. Its always our goal to make a difficult and confusing process as easy as we can. It was a pleasure assisting you and Elizabeth and I appreciate your feedback.
We couldn't have done with without Sarah! Our deal was probabIy the most complicated deal in existence (for reasons outside of Sarah's control). She patiently spent hours on many occaisions walking us through these complexities, perfectly handled...
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Reply from Sarah Lindsey
June 12th, 2025 11:00 PM
It was a pleasure assisting you and Lili! I so appreciate your kind words. I'm grateful for the opportunity to have helped navigate the complexities of your deal. Thank you for your recommendation and support!
Sarah was incredible warm and communicative. She worked very hard to make sure we got the best rates possible. I look forward to working with her again when we refinance.
Reply from Sarah Lindsey
May 13th, 2025 08:47 PM
I'm thrilled to hear about your positive experience, Joe. It was a pleasure working with you and Jenny! Congratulations again on the new home!
Sarah was friendly and helpful throughout the entire process, making efforts to constantly keep me informed of the state of things and if I needed to complete any tasks on my end. It was fast and easy, and a great experience end to end. Could...
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Reply from Sarah Lindsey
April 3rd, 2025 02:50 PM
I'm thrilled to hear that you had a great experience and found the process fast and easy. It’s always a pleasure assisting you, Erick. Thanks for your kind words.
Sarah and her team were beyond amazing throughout the entire loan process. They did everything in their power to get us our dream home. We are so grateful for everything they've done for us. We recommend Sarah to everyone we know who is looking...
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Reply from Sarah Lindsey
March 24th, 2025 11:54 PM
Thank you so much, Amanda! It was truly a pleasure working with you and Kyle. I'm thrilled that we could help make your dream home a reality. Your kind words mean a lot to me and my team, and we're delighted to have been part of this important...
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About
Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.
Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235