

RWM Home Loans - California, San Diego, CA
Empowering our communities through homeownership
San Diego, CA

We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loa... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Communication was generally very good. Questions were always answered promptly.
Reply from Rhonda Holt
July 29th, 2025 08:04 PM
Thank you Michael! We will keep an eye out for lower interest rates for a refinance in the future!
Dustin Ngo has received a review with 5 star rating from Stephanie F
We have worked with Dustin on multiple loans now, and he has been wonderful to work with. Dustin always makes it a priority to be available to answer questions. He also works really hard to make sure we are getting the best possible rate. We...
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Reply from Dustin Ngo
August 12th, 2025 09:59 PM
Stephanie, thank you for taking the time to share your experience. It's been a pleasure working with you on your loans. I’m glad to hear that my efforts to make myself available and secure the best rates have made a difference for you. Your...
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Communication
Lori was diligent, factual, and punctual with the entire transaction. We felt confident with her from start to finnish and it payed off because she was able to get our loan completed in a very short time frame to meet our deadline. I would...
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Reply from Lori Anderson
September 23rd, 2026 03:04 PM
Dan and Robin were the BEST clients! Thank you for trusting me!
Phebe and her team made the home buying process so simple and stress free! 100% would recommend her for any home purchase needs! Thank you Phebe!
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm truly delighted to hear that you found the home buying process simple and stress-free, Michelle. Ensuring a smooth transition for our clients is our top priority for my team and I. I am glad I could help with your home purchase needs. I...
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Phebe was great! I will definitely refer clients to her in the future. Thanks for such a smooth transaction.
Reply from Phebe Ellis-Roach
February 24th, 2025 10:25 PM
I'm absolutely thrilled to hear that you had a positive experience, Kelsey! Ensuring a smooth transaction is always my goal at Thrive Mortgage. I'm sincerely grateful for your kind words and for referring future clients. It was truly a pleasure...
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They were so helpful in explaining everything and being upfront.
During the whole transaction we could rely on Dustin to ensure everything happened on time and in the proper manner. He worked diligently to get us the best rate possible and save us money wherever he could. He is a great communicator and works...
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Reply from Dustin Ngo
August 12th, 2025 09:59 PM
I truly appreciate your kind words, Carter. I'm glad to know that you felt supported throughout the transaction and that we could secure a beneficial rate for you. Navigating complexities can be challenging, so it's rewarding to hear that I...
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About
We are passionate about creating a better loan process, serving happy clients, and building a foundation for financial success. This allows us to provide our clients with competitive rates, tailored financing solutions, and an efficient loan process focused on communication.
We offer a variety of loan options and our local mortgage team is ready to serve your home financing needs today and far into the future.
Equal Housing Lender
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate #01174642 and CA Department of Financial Protection and Innovation under the California Mortgage Lending Act.
Company NMLS: 79445 Company DRE: 01174642
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
1994
Time Zone
Pacific Standard Time (PST)
Disclaimer
Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend.
Equal Housing Lender.
Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Bureau of Real Estate #01174642 and the CA Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS #79445