

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
In a time when we cannot meet in person, we really appreciated the personal video explaining the refinance option to us. We have enjoyed working with Erik before and during a pandemic so we will certainly work with him after!
Highly recommend Erik to anyone. Extremely attentive and knowledgeable. Returns calls and emails immediately.
Erik is extremely responsive and attentive. Very knowledgeable and professional. Will always use him for future loans and highly recommend him to others
Financing a home can be tricky and a little scary. There are so many stages to the process and questions to ask. Erik and his team took the fear out of the mortgage process and made it a quick, simple, and painless. He quickly found solutions...
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Excellent response time and communication. After having an appraisal come in low, he worked towards an extremely swift resolution to keep us on our closing timeline. He had all hands on deck and we could feel his drive to getting this resolved...
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This is the second home Erik, Brandi, and their team have helped us with. Incredible service and very easy to work with. We closed on our new home 2 days ago and we have already referred someone to them!
Erik and his awesome team were very attentive and made this whole process so seamless. Everyone we worked with was so helpful. They always followed up and guided us every step of the way to ensure we were on track to meet our deadline. I would...
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All members of this team provided prompt, professional, courteous and constant communication throughout the process with us and our realtor.
Erik and his team were able to close our refinance in weeks not months which was much better and easier than our initial mortgage company. We appreciate the time, attention to detail and overall professionalism that Erik brings to each experience...
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731–740 of 1807
About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.