

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Paul is highly knowledgeable, attentive, and he made the process very easy for me. He put my needs first. He'll be my mortgage banker from.now on
Erik and his team are the best and take such great care of our clients. We love using this team!
Erik and his team made this experience so quick and easy! He is helpful, responsive, and friendly :)
Erik and his team made this an easy first time home purchase. From start to finish without a hitch, Thanks Erik!
Simple, seamless, and timely
Paul spent time with us and gave us advice on how to improve our credit score so we would receive the best possible rate. He communicated every step of the way, and would recommend him to anyone looking to refinance.
Paul's ability to research ways to improve our credit score, so that we received the best possible rate. He really went the extra mile for us, and communicated every step of the way.
Easy and quick
The service that Erik provides is phenomenal. Erik is consultative and thorough in his work. I would recommend Erik to anyone looking to enter the housing market.
Erik has been our go to for all our home ownership needs, we will continue to use him if the need ever comes up again.
401–410 of 1807
About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.