

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Erik and his team were very prompt in responding to emails and any questions we had. He also was kind to be present at our closing. It was a great experience working with him.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the kind review. I'm so happy we were able to help you guys get in to your beautiful home. Please let me know if there is anything I can do for you guys.
The high level of professional and prompt communication.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the kind review, Umeca. It was great working with you and we are SO happy that we could help you get into that wonderful home. Please pass my contact info to any friends or family that we may be able to help.
Very personable guy. Easy to deal with. Overall a very good experience.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you, Chris....it was a pleasure helping you get in to your beautiful new home. I greatly appreciate your business and ask that you keep me in mind if you know anyone in need of my help.
Paul makes it easy!
Great communication. File closed early thanks to you and your team who had everything prepared in a professional manner.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Hi Martha...It was a pleasure to work with you and I hope to have the chance to do it again very soon. Thank you very much for the kind review.
Erik was very responsive and timely with everything during the process. Thanks for making everything so easy!
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the very nice review. It was an absolute pleasure working with you. Please keep me in mind if there is anyone you know in need of our services. Thanks.
Erik and his team are always responsive and knowledgeable about various aspects of the home financing process. They are a pleasure to work with and I truly appreciate their professionalism when helping my clients.
Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you very much Keela. We absolutely love working with the McGraw Team and value our relationship immensely.
I was referred to Erik and his team to assist with my recent home purchase. They were fabulous from start to finish! I will be using them for refi in the future and gladly refer PNL to friends and family. They took the stress out of the home...
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The process was super easy and stress free! I trusted Erik was finding me the best options available and he was watching out for me all the way through closing. I will go back to Erik and his team for refi and gladly refer him to friends and...
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Reply from Erik Gross
December 9th, 2024 08:33 PM
Thank you for the great review, Robyn. It was such a pleasure to help you get into that beautiful home.
Erik and his team from Premier Nationwide Lending was very helpful and patient with us as we went through the process of purchasing our home. They worked to find us the best rate and we are so very grateful.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.