

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
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Business Hours
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9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
This was my second home purchase, but my first with Erik Gross. I didn't know how smooth this process could be until this time around. Erik was patient with us, and helped us get approved for a lower rate than I thought was even possible, especially...
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Erik was amazing throughout my loan process. He was genuine and very helpful. He was also honest unlike others whom just wanted a sell. Thanks a lot, I will definitely use in the future if I ever decide to purchase another home.
Erik helped me get my first mortgage. He was AMAZING!!!! I couldn't have asked for a better company to work with the first time. He was there and helpful with all of my questions and concerns, no matter how small I felt the question was. He...
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We have used them now 3 times for home purchases and refinances. I can not recommend them strongly enough. The ease of the process alone is amazing but the honesty and true concern for us as people, not just our money, is fantastic. They work...
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Working with Erik and Brandi Gross at Premiere Nationwide Lending has been a breath of fresh air. From start to finish, Erik and his team are efficient & thorough in the entire home lending process. Would certainly use them again and recommend...
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Erik and Brandi do a wonderful job throughout the process. I would recommend them to anyone. I also use them in my business as a Realtor. Thank you again!
I was introduced to Erik through our real estate agent when we purchased our first Texas home in 2013. Erik made everything so easy and such a great experience, we went back directly to him for 2 more refinances. I wouldn't even consider shopping...
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Brandi and Erik Gross at Premier Nationwide Lending are great to work with. They were always available if we had any questions, very professional, knowledgeable and kept us informed throughout the home buying and selling process.
We had an awesome experience with Erik and his team. Closing was quick with no hiccups. They were in constant communication with me and my Realtor. They never hesitated to pick up the phone and call if something required a quick response. Rate...
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Reached out to Erik and his team based on a reference from my sister. His team helped me work through an investment house purchase (my first). Any time I had questions he was quick to respond back and was able to get the mortgage approved in...
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.