Lower Mortgage - Richardson, TX
Richardson, TX
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
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Quick and easy! Erik’s team made our loan easy and fast. Our loan closed faster than expected! I will definitely use Erik again for all my mortgage loan needs. I highly recommend Erik’s team!!! Thanks
Quick and easy! Erik’s team made our loan easy and fast. Our loan closed faster than expected! I will definitely use Erik again for all my mortgage loan needs. I highly recommend Erik’s team!!! Thanks
Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
for
Paul Greer
Paul went above and beyond in making sure we found the best lending option. He answered all of our questions promptly and explained everything thoroughly. He is great to work with. I would definitely recommend him to friends and family!
The whole loan experience was stress free and easy. They had the loan closed and funded in 3 weeks. I will definitely do business with Erik’s group again. Thanks to all!!!
Thanks, The Patterson family
Erik was always so kind and pleasant. If I had a question no matter what day or time he was always available. I’ve never met a person as great as himself in al the years I had to encounter business!!! He would be my #1 referral person!!! Yasss...
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I still can't believe how smoothly and quickly the process ran for me--especially as a first-time home buyer. Erik and his team were there to not only walk me through every step, but they addressed any and all concerns I had around the clock....
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I still can't believe how smoothly and quickly the process ran for me--especially as a first-time home buyer. Erik and his team were there to not only walk me through every step, but they addressed any and all concerns I had around the clock....
read more
Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
Erik and his team were extremely patient and supportive with me every step of the way. I was hesitant to go through the process, but once I met with Erik...my concerns were put to ease. Being a single mom buying a house can be overwhelming....
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Reply from Owner
April 29th, 2026 12:00 AM
So happy we could help. Thank you for your trust in our team. Please keep us in mind if you know anyone in need of our services.
Personalized, attentive, dependable, genuine service.
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.