

Lower Mortgage - Richardson, TX
Richardson, TX

At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving u... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
As seamless a process as can be with Erik. He was always available to answer my questions.
Erik was with us every step of the mortgage loan process, and if we had questions, he was prompt with the answers! Very professional, knowledgeable, and made the process as smooth as possible!! Thank you!!
This was my husband and I first time buying a home so naturally we didn't know what to expect and was looking forward to an overwhelming process. However, It was totally the opposite. Erik was very professional, knowledgeable and talked us...
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I appreciated Erik working with me a couple of times earlier and then finally able to get my loan processed.
Mark was as knowledgeable as he was kind ans supportive. Always professional. Mark has a remarkable human touch. He is always just a ring away ready to help. After my experience with Mark, I will not go anywhere else. Thank you Mark from me...
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Eric was great with providing information and advice to get our deal done earlier than planned. I would recommend Erik and his team to anyone looking for a mortgage.
Erik was phenomenal. He is knowledgeable and made me feel safe about choosing to work with him.
Erik's responsiveness was above and beyond. His knowledge was also above and beyond. We bought our house without a realtor and Erik was able to help guide us through the process of the contract and make sure everything was correct and fair....
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Erik was great he answered all our questions and was great getting everything we needed done quickly.
There was excellent communication every step of the way. Erik and his team were always quick to respond. I was very impressed on how quickly everything was handled! The loan process was the easiest and stress-free part of buying a new house...
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About
At Lower Mortgage we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower Mortgage offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Conventional/JUMBO/FHA/USD/VA loans
Time Zone
Central Standard Time (CST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.