Oxnard, CA
Oxnard, CA
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Working with Frank, Gem Mortgage and his team was an absolute pleasure. With my years of experience acquiring loans, I knew for a fact for me to aquire a loan, it required someone with experience, knowledge, and wisdom which Frank has. He took...
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Gracias much as gracias 🙏
Reply from Frank Salazar
May 18th, 2026 08:32 PM
Paula, me alegra saber que estás satisfecha. Aprecio mucho tus amables palabras y si necesitas más ayuda en el futuro, por favor házmelo saber.
Working with Frank, Gem Mortgage and his team was an absolute pleasure. With my years of experience acquiring loans, I knew for a fact for me to aquire a loan, it required someone with experience, knowledge, and wisdom which Frank has. He took...
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Gem Mortgage team are relentless in accomplishing the loan process task, they go beyond what is necessary to assure they get results, I am very grateful to have met the Gem Mortgage team, I will most definitely continue to work with them and...
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Reply from Frank Salazar
May 18th, 2026 06:34 PM
I'm pleased to hear about your positive experience with the GEM Mortgage team, Ricardo. It's great to know that their dedication and efforts were appreciated. Thank you for your trust and for considering future referrals.
Walked us through the process and very detail for the financing. Very responsive and an overall excellent experience going with Frank as our loan officer!
Reply from Frank Salazar
May 4th, 2026 05:28 PM
I'm grateful for your positive feedback, Oscar. It's appreciated to know that you found my guidance detailed and the experience overall excellent. If you have any further questions or need assistance, please feel free to reach out.
He was very helpful, professional and has a extraordinary person .
I will definitely recommend him to any person that wants to buy a property.
Reply from Emilio Cortes
May 1st, 2026 08:02 PM
Thank you for your kind words, Aurelio. I'm pleased to know that you found my assistance helpful and professional. I truly appreciate your recommendation, and if there's anything more I can do for you or anyone you refer, please feel free to...
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for
Jose Medina
Jose was always available for questions. He answered every question in detail. No questions went unanswered, and communication was always clear. Jose was available to answer questions at any time of day including weekends. I greatly appreciate...
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Reply from Jose Luis Medina
April 28th, 2026 03:40 PM
I'm pleased to hear that you felt well-supported and informed throughout the loan process, Lizbeth. It's important to me to be available and provide clear communication whenever needed. Thank you for your kind words.
Outstanding service
above & beyond
Toby Baca
Reply from Frank Salazar
April 23rd, 2026 03:29 PM
Thank you for your kind words, Annette. I'm happy to hear that you felt my service was outstanding and went above and beyond your expectations. If there's anything more I can assist you with, please feel free to get in touch.
Very Grateful for the great job Frank did advising us to secure the right loan for
our needs in a fast and profesional manner.
Reply from Frank Salazar
April 20th, 2026 07:28 PM
I'm thankful for your kind words, Agustin. I'm pleased to have been able to assist you in securing the right loan quickly and professionally. If you need further assistance or have any questions in the future, please don't hesitate to reach...
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I'm a first time home buyer. Danet was patient, communicative, knowledgeable, and best of all: encouraging. She really made me feel like this dream was attainable and thanks to her, it was. I couldn't have asked for anyone better.
Reply from Danet Anderson Salazar
April 18th, 2026 03:10 AM
I'm so happy to hear that your first home-buying experience was a positive one, Natalie. Knowing that I could help make your dream attainable is truly rewarding. Thank you for your kind words, and if you ever need anything in the future, please...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)