
Oxnard, CA
Oxnard, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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He was very professional and helpful, always available and willing to help if we had a doubts or questions. He patiently took us through every step of the loan process and made it possible for us!
Reply from Jose Medina
March 18th, 2024 05:52 PM
Thank You very much Blanca and Jose, it was a pleasure working with you and making this achievement of home ownership possible, congratulations again on your new property and thank you for the trust and confidence you deposited in our GEM...
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Frank did an amazing job for myself and my fiancée. He explained everything in great detail to make sure we understood the whole process. I truly believe he is the reason why we are first time home owners!
Reply from Frank Salazar
February 27th, 2024 09:33 PM
Thank you Kevin!! We are so proud of you and Amanda!!! Cheers to many beautiful memories in your new home & first real estate investment! :)
Really educated on the whole process . Will strongly recommend him to family and friends
Reply from Jose Medina
February 28th, 2024 08:54 PM
Thank you, Aurelio and Lauri, it was a pleasure working with you both, and congratulations on your purchase and achieving home ownership.
Very professional and competent service. The staff was very helpful and patient throughout the process.
Reply from Frank Salazar
February 27th, 2024 09:52 PM
Thank you Rocio! We appreciate all your trust SO much! Happy to help make this happen for your family. Wishing you all the best in your new beautiful home!! :)
the time they took to seek help to make this possible.
The treatment and availability to answer questions was very pleasant.
Reply from Frank Salazar
February 27th, 2024 09:51 PM
Thank you Armando for the opportunity to earn your business and your trust!! Wishing you the best in your new home my friend!
Constant communication walks you through the whole process and answers all your questions, also has bilingual speakers don't hesitate to contact them. you will not regret it.
Frank Salazar and team have done it again. This was our second time working with GEM mortgage and it was another wonderful experience. They have exceeded expectations once again. This team listens and delivers. Every step of the process was...
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Reply from Frank Salazar
February 9th, 2024 11:27 PM
Wow!! Thank you Rosa for this awesome review. We truly appreciate your loyalty and genuinely enjoy working with you!!! Congrats on another successful close, cheers to many more. It's always a pleasure working with you and we look forward to...
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I recently secured a mortgage with GEM Mortgage and couldn't be happier with the experience. Their team was professional, responsive, and made the entire process smooth and understandable. They offered competitive rates and went above and beyond...
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Reply from Frank Salazar
February 5th, 2024 06:53 PM
Wow! Thank you for this awesome review Giovanni! It was our pleasure assisting your family into the home you deserve. Thank you for your trust!!
Constant communication walks you through the whole process and answers all your questions, also has bilingual speakers don't hesitate to contact them. you will not regret it.
Reply from Owner
June 18th, 2025 11:33 PM
Thank you for your review Jazmin! We were happy to make the process easier any way possible. Again, thanks so much for the opportunity to serve your family! Our GEM team hopes to continue to earn your business and referrals in the future. (:...
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It was a Great Experience that made my family comfortable and walked us through the entire process. I previously rated them a 4 but they are a 5 star they go above and beyond, and they have bilingual translators for Spanish or English speakers....
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)