
Oxnard, CA
Oxnard, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Frank Salazar has received a review with 5 star rating from Juan R
Reply from Owner
June 18th, 2025 11:33 PM
Thank you Juan!!!
The process was well explained and felt like the whole team was working towards making the experience of buying a home as smooth and stress free as possible.
Reply from Frank Salazar
August 21st, 2024 07:27 PM
Thank you Juan! I appreciate your trust in me and my team to help your through this process! Looking forward to assisting you again in the future.
Danet Anderson has received a review with 5 star rating from Juan R
Reply from Owner
June 27th, 2025 12:00 AM
Thank you Juan!!!
Frank and his team at Gem Mortgage did a great job. The processing went by smoothly. As a first time home buyer they made it easier for us to understand the process. They explained everything step by step. They made my family’s dream home a...
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Reply from Owner
July 29th, 2025 12:00 AM
Wow thank you for this review Romelda!! But more importantly thank you for trusting our team from beginning to end. We couldn't be happier for your family and the smart investment that you have made with your home! Looking forward to assisting...
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Frank and his team at Gem Mortgage did a great job. The processing went by smoothly. As a first time home buyer they made it easier for us to understand the process. They explained everything step by step. They made my family’s dream home a...
read more
Reply from Owner
June 18th, 2025 11:33 PM
Wow thank you for this review Romelda!! But more importantly thank you for trusting our team from beginning to end. We couldn't be happier for your family and the smart investment that you have made with your home! Looking forward to assisting...
read more
Everyone that I talked to Gem mortgage are very helpful to all my queries they gave me the information that I needed to know and explain to me clearly. They did a excellent service.
Reply from Frank Salazar
August 21st, 2024 07:29 PM
Thank you very much Romelda!! Grateful for the opportunity to assist you :)
Everything was explained to us in a way we’d understand.
Reply from Frank Salazar
August 21st, 2024 07:29 PM
Thank you for this review Elena! And thank you for trusting our team to assist your family!
Thank You Frank and Team GEM Mortgage. GEM is an Elite Team with Helpful Knowledge and Guidance.
Frank and Team does not treat you like Clients, your Treated like Family. Thank You Team GEM for your Professionalism. Highly Recommend!
Reply from Frank Salazar
July 8th, 2024 06:38 PM
Thank you very much sir! It is a priviledge to serve your family. We are grateful for your trust and your friendship! Cheers to you guys and this big investment.
Carl was exceptional to work with. He and his staff went above and beyond. He always answer the phone, email, and texts. He goes over everything in detail and doesn't close until he knows every client is happy. I highly recommend using Carl...
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Carl really worked his magic on helping us with the purchase of our home. He was very communicative, honest and reassured us that he would help make this possible for us. We trusted him and can officially say we are now home owners! Carl and...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)