Guild Mortgage - Out of State Referrals, San Diego, CA
San Diego, CA
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to eve... Show More
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8 AM to 5 PM
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closed
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closed
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Reviews from Web
Guild Mortgage - Xavier Velasco has received a review with 5 star rating from Skyler W
Reply from Owner
September 8th, 2026 03:25 PM
Thanks again for being such great customers and trusting us again with your mortgage needs. Please feel free to reach out to me for anything. Have a great week!
The thing I liked best was how informative Xavier was. We did not have to contact him with questions, because he gave us our answers before we knew we had questions.
Reply from Guild Mortgage - Xavier Velasco
September 3rd, 2026 09:00 PM
I'm grateful for your kind words, Skyler. It's wonderful to hear that you found the information provided helpful throughout the process. Anticipating your questions and ensuring you feel informed is always my goal. Please let me know if there...
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At the beginning of the process, we had a good experience, but unfortunately, our experience with the loan officer, Casey, was disappointing. Communication was not consistent, and we often felt that we were not kept informed throughout the...
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Reply from Guild Mortgage - Michael Dunn
September 14th, 2026 02:36 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
The underwriter was overly exacting in his/her inquiry. I expected more trust since I already had two loans with Guild on which I have never been late. e.g. Asking to explain $100 charitable contributions, asking why there had been a $57 dollar...
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Reply from Guild Mortgage - Alec Norets
September 14th, 2026 07:59 PM
Elizabeth, I appreciate your feedback and for sharing your experience. I'm glad to hear that you found the team, including myself, to be professional and responsive. I understand your concerns with the underwriting process and invite you to...
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of all, I wanna thank you so much for all the hard work you all did for me. It was amazing experience and no matter how much I think you all is not enough because you are number one and I would recommend you to everyone in this world, please...
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Reply from Guild Mortgage - Ron Luttrull
September 14th, 2026 12:32 PM
Hana, I appreciate your heartfelt words and recommendation. I'm pleased to know that you had a positive experience and felt supported throughout the process. Your satisfaction means a lot to me, and I'm grateful for your trust. Thank you for...
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Preferred lenders make the process seamless for both buyers and sellers.
Reply from Guild Mortgage - Michael Dunn
September 14th, 2026 07:14 PM
I'm glad to hear that the process felt seamless for both buyers and sellers. Thank you for your kind words about our preferred lenders at Guild Mortgage.
East, straight-forward process.
Reply from Guild Mortgage - Alan Moore
September 2nd, 2026 02:39 PM
I'm glad you found the process to be easy and straightforward, Beth. Thank you for sharing your experience with me.
He answered all my questions quickly and professionally.
Reply from Guild Mortgage - Michael Dunn
September 14th, 2026 04:49 PM
Robert, I'm pleased to hear that I was able to address your questions quickly and professionally. Thank you for sharing your experience with Guild Mortgage.
Quick and simple process. Very professional.
Fairly seemless process end to end. Communication could have been better on a couple of occasions but all in all it was a quick and smooth process.
Reply from Guild Mortgage - Michael Dunn
September 7th, 2026 01:28 PM
Anne, I'm pleased to hear that you found the process quick and smooth overall. I appreciate your feedback on communication and will take it into account to improve future experiences. Thank you for sharing your thoughts.
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About
Guild Mortgage is one of the top independent mortgage lenders in the nation*, with knowledgeable residential loan officers in your community. Guild offers deep expertise and personalized service for new home purchases and refinancing to every kind of borrower. Whether you are a first-time homebuyer, upgrading, downsizing, or investing in residential real estate, we have the loan to fit your life.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Financial Services
Year Started
2002
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 3274
Disclaimer
We are licensed to do business in the states of California, Alaska, Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Delaware, Florida, Georgia, Hawaii, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Massachusetts, Maryland, Maine, Michigan, Minnesota, Missouri, Mississippi, Montana, North Carolina, North Dakota, Nebraska, New Hampshire, New Jersey, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Vermont, Washington, Wisconsin, West Virginia and Wyoming. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Branch NMLS ID 3274; AZ BK#0018883; AZ BKBR# 0018883; (www.nmlsconsumeraccess.org/); MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender;