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Orlando, FL

Orlando, FL
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Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partne... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
98%
4 Star
1%
3 Star
0%
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0%
1 Star
1%
Reviews from Web
  • C
    Christine S
    Winter Springs, FL
    Posted on October 22nd, 2020 03:24 PM
    Nicole was wonderful and explained everything during every step of the process!
  • L
    Lea K
    Deltona, FL
    Posted on October 22nd, 2020 02:49 PM
    Nicole and her Team were just amazing from Start to Finish!!! Being first time homeowners, they were always there for us when we had questions and helped with everything!!! What made it outstanding was that we got a last minute clear to close...
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    L
    Lea K
    Posted on October 22nd, 2020 12:00 AM
    Nicole and her Team were just amazing from Start to Finish!!! Being first time homeowners, they were always there for us when we had questions and helped with everything!!! What made it outstanding was that we got a last minute clear to close...
    read more
    Reply from Owner
    February 26th, 2021 12:00 AM
    Lea, thank you so much for the review. It was an absolute pleasure working with you. I am blessed to work with an amazing team that will go the extra mile for our clients. I hope you have many happy years in your home!!
  • D
    Donna C
    Orlando, FL
    Posted on October 21st, 2020 03:05 PM
    The second time around working with Nicole was even smoother and easier than the first. During the refinancing process, she was happy to walk me through a comparison with a competing mortgage broker and explain every line item. Her rate was...
    read more
  • B
    Brian P
    Orlando, FL
    Posted on October 21st, 2020 12:17 PM
    Nicole and Team are great to work with. This is the second time that we have trusted her Team and it was another wonderful experience. I strongly recommend Element Funding.
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    Donna Z
    Posted on October 21st, 2020 12:00 AM
    Second time customer... Nicole is a true professional providing the highest level of customer service to her clients. She and her team answer any and all questions in a timely manner. I can't recommend her enough!
    Reply from Owner
    February 26th, 2021 12:00 AM
    Donna, thank you so much for the opportunity to serve you once again. I am so grateful we were able to save you money with your refinance. Take care!
  • J
    Jerome W
    Deltona, FL
    Posted on October 17th, 2020 09:53 AM
    The entire team went above and beyond to make the impossible happen for my wife and I. Just a team of true professionals who clearly take pride in their work. Thank you for making what could’ve been a grueling process on our end, a smooth flowing...
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  • D
    Daniel J
    Winter Garden, FL
    Posted on October 15th, 2020 01:23 PM
    I felt confident, informed, and supported by Nicole and her team. They made me feel like they had my best interest at heart, which was not the experience I have had with other lenders at all.
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    Dan R
    Posted on October 15th, 2020 12:00 AM
    Nicole and her team made me feel like they had my best interest at heart. Very communicative, responsive, and knowledgeable; I felt confident and supported through my refinance process (and got a great rate, too!). I definitely recommend working...
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    Reply from Owner
    February 26th, 2021 12:00 AM
    Dan, thank you so much for the review. I am grateful for the opportunity to save you money each month during these turbulent times. Take care!!
  • J
    Jeni N
    Orlando, FL
    Posted on October 14th, 2020 02:15 PM
    Nicole is awesome. I trust that she is going to be honest with me and give me the best advice which she has now done with two home purchases. Thank you Nicole!
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    About
    Element Home Loans is a business made up of highly experienced sales and support staff from the mortgage banking industry whose mission statement reads “to provide an exceptional level of service to our customers, employees, business partners and stakeholders.” Element Home Loans is headquartered in Atlanta with branch locations having local decision making authority to offer mortgage loans for residential properties primarily in the southeastern US, and the ability to handle mortgage financing in a total of 49 states. We think that the current environment still offers great opportunities, and expansion in additional locations is planned thru new branches, and loan officers. Element Home Loans provides the right platform for growth.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Construction Loan
    Fixed Rate Mortgages
    Adjustable Rate Mortgages

    Year Started

    1998

    Time Zone

    Pacific Standard Time (PST)
    Disclaimer
    Element Home Loans is a Division of NFM, Inc. dba NFM Lending, NFM NMLS #2893. NFM is an Equal Housing Lender. For NFM, Inc’s full agency and state licensing information, please visit www.nfmlending.com/licensing. NFM, Inc.’s NMLS #2893 (www.nmlsconsumeraccess.org). NFM, Inc is not affiliated with, or an agent or division of, a governmental agency or a depository institution. GA license # 17414. Copyright © 2026.