

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Missy helped my family take care of our purchase during a difficult time. She made it very easy and is such a supportive loan officer :) Highly recommend her!
Reply from Missy Palitzsch
December 18th, 2025 02:52 PM
I'm glad I could assist your family during such a challenging time, Jaclyn. It's important to me that the process was smooth and supportive for you. If there's anything more I can do, please feel free to reach out.
Missy was awesome to work with, highly recommend!
I had a fantastic experience working with Missy on my recent loan application. She was very knowledgeable, patient, and incredibly responsive throughout the entire process. Every question I had was answered clearly and promptly. She made sure...
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Reply from Missy Palitzsch
December 5th, 2025 01:14 PM
Becky,
Thank you so much for your kind words!! I loved working with you, and I hope you are loving your new home!! Don't forget to let me get you lunch or dinner when you are moving- can't wait to see you in New Town!
Thank you,
Great team.
Reply from Missy Palitzsch
December 15th, 2025 07:02 PM
I appreciate your feedback. If you have more to share or need assistance in the future, please let me know.
Eileen is incredibly knowledgeable, kind, patient, and understanding! I would recommend her to anyone!
Reply from Owner
December 6th, 2025 12:00 AM
Thank you Andy! Really appreciate your kind words!
Missy was very upbeat and easy to work with. Her and her team were very quick in making sure everything was ready for closing.
Reply from Missy Palitzsch
December 11th, 2025 05:15 PM
It's great to hear that your experience was positive, Donovan. I'm pleased that my upbeat approach and our efficient handling of the closing process met your expectations. If there’s anything else you need, please feel free to reach out.
Mike was very thorough, readily available, responsive, and efficient which made the whole process less stressful.
Reply from Mike Cassimatis
December 11th, 2025 04:35 PM
I appreciate your feedback, Gina. I'm glad to hear that my efforts to be thorough and responsive helped make the process less stressful for you. If you have any further questions or need assistance in the future, feel free to get in touch.
Missy kept my client and myself well informed from pre approval to closing. Missy was professional and very supportive to our client .
Reply from Missy Palitzsch
December 21st, 2025 03:43 PM
Ed,
I hope you know how much I appreciate working with you!! Hope you have a very Merry Christmas and Happy New Year!!
Flat Branch Home Loans has received a review with 5 star rating from JMay
Reply from Owner
January 6th, 2026 12:00 AM
Thank you for your positive review!!
Missy was the absolute best! She was ALWAYS available to answer my questions and made the process so smooth and easy. She has such a great personality and made the process of buying a house so fun!
Reply from Missy Palitzsch
December 8th, 2025 03:48 PM
Thank you for sharing your experience, Madison. I'm pleased to hear that my availability and approach helped streamline things for you. Making a home buying journey enjoyable and smooth for my clients is always my goal. If you have any more...
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149