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Flat Branch Home Loans in O Fallon, MO

Flat Branch Home Loans, O Fallon, MO

O Fallon, MO
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Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(636) 614-4599
O Fallon, MO
https://flatbranchhomeloans.com/locations/ofallon
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
98%
4 Star
1%
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Reviews from Web
  • for
    Missy Palitzsch
    Encompass
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    Brooke B
    SULLIVAN, MO
    Posted on December 24th, 2025 01:00 PM
    We love working with Missy! I always feel compfortable calling her for questions. She is very good at keeping us in the loop throughout the entire process!
    Reply from Missy Palitzsch
    December 24th, 2025 01:05 PM
    Brooke, I always love working with you!! I hope you and Luke love your new home!! Have a very Merry Christmas!! Thank you,
  • for
    Flat Branch Home Loans
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    Brooke B
    Posted on December 24th, 2025 12:00 AM
    Flat Branch Home Loans has received a review with 5 star rating from Brooke B
    Reply from Owner
    February 6th, 2026 12:00 AM
    Thanks so much for your positive review!!
  • for
    Missy Palitzsch
    Encompass
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    John H
    WENTZVILLE, MO
    Posted on December 21st, 2025 05:47 PM
    As always, Missy is the best! She got our file completed quickly and painlessly. Would recomend anybody and everybody to use her in future dealings.
    Reply from Missy Palitzsch
    December 31st, 2025 05:47 PM
    I appreciate your confidence in my work, John. Getting your file completed efficiently and smoothly is always my aim. Thank you for your recommendation, and if there's anything more I can help with in the future, don't hesitate to reach out....
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    Missy Palitzsch
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    Melissa A
    SAINT PETERS, MO
    Posted on December 21st, 2025 02:43 AM
    I appreciate all of Missys help. She was really great to work
    Reply from Missy Palitzsch
    December 21st, 2025 03:41 PM
    Melissa, Thank you so much!! I loved working with you! You worked so hard to get into your new home, I can't wait to see what you do. Hope you have a wonderful Christmas and Happy New Year!!
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    Flat Branch Home Loans
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    Melissa A
    Posted on December 21st, 2025 12:00 AM
    I appreciate all of Missys help. She was really great to work with.
  • for
    Missy Palitzsch
    Encompass
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    Cassie W
    SAINT PETERS, MO
    Posted on December 20th, 2025 05:34 PM
    Missy is amazing! great communication as always, so knowledgeable, and so easy to understand for clients learning about the lending process!
    Reply from Missy Palitzsch
    December 21st, 2025 03:42 PM
    Cassie, I really appreciate you! I love working with you and I hope you have such a wonderful Christmas and Happy New Year!
  • for
    Mike Cassimatis
    Encompass
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    Tammie B
    BELLEVIEW, MO
    Posted on December 19th, 2025 04:19 PM
    The assistance in getting financed for my new home was a very smooth easy process, If I had a question it was answered immediatel. The professional, and quick turnaround was great considering the government shutdown in the midst of the process....
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    Reply from Mike Cassimatis
    December 29th, 2025 04:20 PM
    I'm glad to hear that the financing process for your new home went smoothly, Tammie. I appreciate your feedback on the quick turnaround, especially during a government shutdown. Your recommendation of Flat Branch Home Loans means a lot to me,...
    read more
  • for
    Missy Palitzsch
    Encompass
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    Kristin R W
    SAINT CHARLES, MO
    Posted on December 19th, 2025 01:37 PM
    Missy was wonderful!! Thank you!
    Reply from Missy Palitzsch
    December 19th, 2025 02:44 PM
    Kristin, Thank you for being so wonderful:) I am so happy for your new start and new memories in this home!! Have a very Merry Christmas!!
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    Missy Palitzsch
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    Brenda S
    Saint Charles, MO
    Posted on December 10th, 2025 10:06 PM
    Missy was very thorough and quick with her communication. Very pleasant to work with and I had no doubt that she would get this to closing.
    Reply from Missy Palitzsch
    December 19th, 2025 02:45 PM
    Brenda, I am so happy that I got the chance to work with you!! You are an amazing agent and appreciate you!! Merry Christmas!! Thank you,
  • for
    Missy Palitzsch
    Encompass
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    Kendra W
    Saint Charles, MO
    Posted on December 9th, 2025 04:25 PM
    Missy was our saving grace through everything. She made us feel heard and she truly cares. So appreciate her abd Would recommend her to others in a heartbeat.
    Reply from Missy Palitzsch
    December 19th, 2025 02:47 PM
    Kendra, I just can't thank you enough for your kind words!! I really appreciate you guys so much- I can't wait to see what you do with your new home!! Hope you have a wonderful Christmas!! Thank you,
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    About
    Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance

    Year Started

    2005

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 224149
    Disclaimer
    NMLS# 224149