

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Missy was the absolute best! She was ALWAYS available to answer my questions and made the process so smooth and easy. She has such a great personality and made the process of buying a house so fun!
Missy was amazing. She went above and beyond our expectations. Her availability, flexibility and knowledge made our home buying experience simple and pleasant. To put it quite simply, she is a Rockstar!!!
Sonny & Tattum Osborne
Reply from Missy Palitzsch
November 24th, 2025 06:31 PM
Sonny- You and Tattum were amazing to work with!! I can't thank you enough for always responding so quick! You both are just the sweetest people!! I hope you love your new home!!
Thank you,
Flat Branch Home Loans has received a review with 5 star rating from Sonny O
Fast friendly and answered all my questions
Reply from Mike Cassimatis
December 3rd, 2025 02:23 PM
It's great to know you found the process fast and friendly, Robert. I'm glad I could answer all your questions effectively. If you think of anything else or need further assistance, please don't hesitate to reach out.
Mike was always accessible to both me as an agent and my clients. He was on top of everything to make sure this deal closed on time. I will continue to refer him to anyone.
Reply from Mike Cassimatis
December 22nd, 2025 08:26 PM
Thank you for your kind words, Wendy. I'm pleased that my accessibility and attention to detail helped ensure a smooth closing process. Your willingness to refer me is greatly appreciated, and I'm always here to support you and your clients...
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Missy was great at explaining everything throughout the process all the way up through closin!
Reply from Missy Palitzsch
November 24th, 2025 06:32 PM
Bridget,
You were a joy to work with! I hope you and your family love your new home!!
Thank you,
We feel Missy was very professional and went far and above expectations to get us in this home.
Reply from Missy Palitzsch
November 24th, 2025 06:33 PM
Chris,
I hope you love your new home! I appreciate everything you and Becky did on your end!! Let me know if I can help with anything!
Thank you,
Flat Branch Home Loans has received a review with 5 star rating from Chris Y
Eileen and Kevin are extremely knowledgeable and always readily available to answer any questions that arose throughout the process. We were even able to strengthen our offer by closing quickly — all thanks to their team! We are so grateful...
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Reply from Owner
December 14th, 2025 12:00 AM
Thank you Paige! We are so excited for you and your family! Cheers to celebrating all the upcoming holidays in your new home!!
Flat Branch Home Loans has received a review with 5 star rating from Lynda S
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149