

Flat Branch Home Loans, O Fallon, MO
O Fallon, MO

Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Missy was so knowledgeable, quick to respond, and made the whole purchase process seamless! Highly recommend her if looking to purchase or refinance ❤️
Flat Branch Home Loans has received a review with 5 star rating from Carol R
Reply from Owner
April 6th, 2026 12:00 AM
Thank you for your positive review!
Missy was AMAZING! Very helpful, knowledgeable and quick to respond to any questions we had. We will absolutely be using her in the future!!
Reply from Missy Palitzsch
February 11th, 2026 03:32 PM
It's great to hear that you found my assistance helpful and timely, Kayla. I'm pleased to know the experience was positive for you. I'm here whenever you need help in the future, so feel free to reach out anytime.
Missy was very informative and supportive during the whole proces.
Reply from Missy Palitzsch
February 11th, 2026 03:23 PM
Thank you, Christopher, for sharing your experience. Being informative and supportive throughout the process is a priority for me. If there's more I can do to assist you in the future, please don't hesitate to get in touch.
My husband and I were both sick at various times during the process but everything went smoothly.
Reply from Mike Cassimatis
January 26th, 2026 05:47 PM
Janet, I'm pleased to know that everything went smoothly for you and your husband despite the challenges you faced. If there's anything more I can do to assist, please feel free to reach out at any time.
Mike was extremely helpful throughout
Reply from Mike Cassimatis
January 23rd, 2026 04:12 PM
I'm glad to hear that you found my assistance helpful, Bruce. If you have any further questions or need support in the future, please feel free to reach out.
Mike made everything super quick and easy when going through the home purchase process.
Reply from Mike Cassimatis
January 23rd, 2026 03:33 PM
It's great to know that the home purchase process felt quick and easy for you, John. If there's anything else I can assist with in the future, please don't hesitate to reach out.
Whether you're building, buying existing, selling, etc Missy is an expert at her craft and will make you feel seen and heard. We will be a life long customer of hers and friend no matter what life brings us. Thank you Missy!
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Reply from Missy Palitzsch
December 29th, 2025 09:08 PM
Sam,
Thank you so much!! You and Emily have a special place in my heart!! Can't wait to see you guys again, warmer weather and some golf scramble!! I appreciate you and hope the new home is wonderful!!!
Thank you:)
Flat Branch Home Loans has received a review with 5 star rating from Samantha W
Reply from Owner
February 6th, 2026 12:00 AM
Thank you so much for your positive review!!
Missy answered every question we had no matter how big or small and she did so quickly! She never made us feel silly for our concerns and she was great at letting us know when we had tasks to complete! Closing was an absolute breeze and the...
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Reply from Missy Palitzsch
December 26th, 2025 01:57 PM
Emily,
Thank you so much!! I loved working with you and Sam and I could not be happier for your family!! Can't wait to see your new home and of course a little golf scramble!! Hope you had a wonderful Christmas!!
Thank you!!
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About
Based in O’Fallon, Missouri, we are located in the Shops at Waterbury strip. As members of the community, our team of loan officers understand that owning a home is not only a financial investment, but also an integral step toward a future of success for you and your family. Ready to start the process of buying your home? We’re ready too. Head down to our O’Fallon location to meet your local lender!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Year Started
2005
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 224149
Disclaimer
NMLS# 224149