Embrace Home Loans - Melville, NY

Melville, NY

4.94

(1,781)

Mortgage

Mortgage Loan Officer

Contact Info

(516) 570-1091

Melville, NY

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM(Open now)

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.94

(1,781)

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5 Star

97%

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Jitin (Jay) Ghai has received a review with 5 star rating from Sundar N

Jitin is a very knowledgeable and experienced go to person for the Mortgage loans. His dedication and helping tendencies make him GREAT and would like to continue work with him for any future real estate deals.

Reply from Jitin Ghai

August 15th, 2026 11:38 AM

Thank you, Sundararajan, for your kind words. I'm glad to know that you appreciate my dedication and expertise in mortgage loans. I look forward to assisting you with any future real estate needs.

Great communication, Proactive, Instructions clear and easy to follow.

Reply from Ricky Jarvis

August 10th, 2026 07:32 PM

Robert, I'm grateful for your kind words about my communication and proactive approach. I'm pleased that you found the instructions clear and easy to follow. If you need anything else, feel free to reach out.

Jason was very helpful and patiently explained to use all the nuances that we didn't understand about the closing process!

Reply from Jason Rivas

August 10th, 2026 08:49 PM

Reuben, I'm grateful for your kind words. It's important to me that you felt supported and understood during the closing process. If you have any more questions or need further assistance, please feel free to reach out.

Michael Giardina has received a review with 5 star rating from AJAYAKUMAR D

Very knowledgable, helpful service

Reply from Michael Giardina

August 10th, 2026 03:21 PM

Thank you for sharing your experience, Arun. I'm pleased to know that you found my service knowledgeable and helpful. If there's anything more I can assist you with at Embrace Home Loans, feel free to reach out.

I can’t recommend Ricky and Roseanne enough! They made what could have been a stressful process feel easy. They worked incredibly fast and got everything done in such a short amount of time without sacrificing quality or attention to detail....

Reply from Ricky Jarvis

August 5th, 2026 07:25 PM

I'm glad to hear that you had such a positive experience, Cecilya. It's wonderful to know that Roseanne and I could make the process easy and efficient for you. We appreciate your kind words about our communication and dedication. If you have...

Embrace Home Loans - Melville, NY has received a review with 5 star rating from Kern S

Glenn was absolutely incredible! We cannot say enough great things about him and our experience at Embrace. He went above & beyond to ensure we were supported through every step of the process. He is patient beyond all, which is so amazing...

Reply from Glenn Dube

August 3rd, 2026 03:46 PM

Jillian, I'm grateful for your wonderful feedback! I'm pleased to have supported you through every step of your first home buying journey. Your recommendation means a lot to me, and I'm happy that my patience helped make the process smoother...

speed, communication.

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.