Embrace Home Loans - Melville, NY

Melville, NY

4.94

(1,781)

Mortgage

Mortgage Loan Officer

Contact Info

(516) 570-1091

Melville, NY

https://www.embracehomeloans.com

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

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4.94

(1,781)

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5 Star

97%

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We had an excellent experience working Ricky from start to finish. He is knowledgeable, very responsive, and patient in explaining every step of the process. Communication was clear and timely, and we always felt supported and informed. We...

Reply from Ricky Jarvis

July 23rd, 2026 07:37 PM

I'm grateful to hear that your experience working with me was positive, Melissa. Ensuring you felt informed and supported every step of the way is always my aim. I'm glad you appreciated the communication and found it helpful. It's always rewarding...

Very helpful and great communication

Reply from Omar Hassan

February 5th, 2026 07:44 PM

I'm glad to know you found my communication and assistance helpful, Naglaa. If you have any further questions or need support in the future, please feel free to reach out.

Very knowledgeable and helpful team, made a very stressful purchase process much easier! I would recommend them to anyone!!

We had a wonderful experience working with Cara as our mortgage loan officer. She was personable, knowledgeable, and took the time to answer all of our questions. Cara was always easy to reach and incredibly responsive throughout the process,...

Cara and her team helped me through every step of this home purchase, they were always quick to answer my questions and explain everything along the way. It was a complicated purchase, and they had my back every step of the way.

Reply from Cara Cunha

February 5th, 2026 02:15 PM

It's great to hear that you felt well-supported throughout your home purchase, Jeanne. I’m glad I could assist in navigating what sounds like a complex process and that you found the answers and explanations you needed along the way. If you...

Cara was lovely to work with. She was able to promptly answer any questions we had throuhgout the process and was very easy to reach. We would love the opportunity to work with Cara again in the future.

Reply from Cara Cunha

February 4th, 2026 07:08 PM

Emily, I'm glad to know your experience with me was positive and that I could assist you promptly throughout the process. It would be a pleasure to work with you again in the future. Should you have any further questions or need guidance, feel...

If you’re looking for a home and need a loan Embrace is excellent. Cara Cunha is excellent to work with. Her and her team make a stressful process so chill. Highly recommend if you’re looking for a home loan!

Cara made the whole loan process so smooth. We started with a different lender which was a mess and then switched to Embrace. Cara was so nice from start to finish, really took the time to work with, get to know us, and has a great team of...

Cara went above and beyond to make the whole process smooth. We were working with another lender that was a disaster and then our lawyer recommended Cara and we were so glad. Cara walked us thru everything, has a great team of people with her,...

Reply from Cara Cunha

February 3rd, 2026 03:46 PM

It's truly rewarding to hear that I could facilitate a smooth transition for you, Kathryn, especially after your initial experience. Working collaboratively with your team—lawyer, realtor, and insurance—was fundamental in ensuring everything...

Embrace Home Loans - Melville, NY has received a review with 5 star rating from Abdallah D

141–150 of 1781

About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

1983

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.