M
Modesto, CA
Modesto, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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Our experience was great due to the people involved and their level of care and experience. They helped answer any questions or concerns we had. They made our process be as easy as it could be. They truly care about their clients and it shows....
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Reply from Rene Zamora Melgoza
August 7th, 2026 01:19 PM
Yoamali, I'm grateful to hear that you had a great experience with us. It's wonderful to know that our team's care and expertise made your loan process as easy as possible. If you ever have more questions or need assistance in the future, please...
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Modesto has received a review with 5 star rating from Luis V
Modesto has received a review with 5 star rating from Manny E
was a pleasure work with this office
Reply from Rene Zamora Melgoza
July 30th, 2026 01:17 PM
Francisco, I appreciate your kind words. I'm pleased to know that working with our office was a good experience for you. If you have any more needs or questions, feel free to reach out.
Modesto has received a review with 5 star rating from Anthony M
muchas Gracias Rene por tu ayuda de principo a fin.
Reply from Rene Zamora Melgoza
July 27th, 2026 01:00 PM
Luis, agradezco mucho tus palabras y me alegra saber que pude ayudarte de principio a fin. Si necesitas más asistencia o tienes alguna pregunta en el futuro, no dudes en contactarme.
Great team
Reply from Rene Zamora Melgoza
July 27th, 2026 04:03 PM
Carlos, I'm grateful for your positive feedback about the team. It's good to know that you had a great experience with us. If there's anything more I can do for you, just let me know.
Modesto has received a review with 5 star rating from Luis D
Angel was very friendly and patient with me whenever I had a million questions. I would definitely recommend him to anyone who is getting ready to buy a
Working with Melissa made the home-buying process so much easier than I expected. She was knowledgeable, responsive, and always took the time to explain each step of the process and answer all of my questions. I always felt informed and supported,...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)