M
Modesto, CA
Modesto, CA

Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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A great team—thank you for all the help, and especially to Sandra for her excellent work. A huge thank you to René Zamora’s entire team for helping my family and me make our dream of owning a home come true.
Reply from Rene Zamora Melgoza
July 20th, 2026 06:49 PM
Jose, I appreciate your kind words and recognition of Sandra's excellent work. It's wonderful to know that my team and I could assist you and your family in achieving your dream of homeownership. If you have any more questions or need further...
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A great team—thank you for all the help, and especially to Sandra for her excellent work. A huge thank you to René Zamora’s entire team for helping my family and me make our dream of owning a home come true.
Modesto has received a review with 5 star rating from Rodolfo A
Modesto has received a review with 5 star rating from Casandra L
Went out of his way to assure the loan closed out promptly.
Reply from Rene Zamora Melgoza
July 16th, 2026 08:30 PM
Victor, I greatly appreciate your feedback. I'm glad to have been able to assist in ensuring your loan closed promptly. If you have any more questions or need further assistance, please feel free to reach out.
Modesto has received a review with 5 star rating from Cindy R
He is amazing! 10/10 recommendation!
Modesto has received a review with 5 star rating from Brian K
Modesto has received a review with 5 star rating from Bryan M
Buying a home is so stressful but your team made it as easy as possible that's for everything
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)