M
Modesto, CA
Modesto, CA
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage produ... Show More
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evening grateful
Reply from Rene Zamora Melgoza
September 17th, 2026 07:01 PM
German, I'm grateful for your kind words. It's rewarding to know you had a positive experience with Golden Empire Mortgage, Inc. during your purchase.
for
Modesto
Modesto has received a review with 5 star rating from Germán G
for
Modesto
Modesto has received a review with 5 star rating from Thomas M
rene being bilingual made everything so much easier for us
Reply from Rene Zamora Melgoza
September 14th, 2026 12:52 PM
Jaqueline, I'm happy to hear that my bilingual skills made the process easier for you. Thank you for sharing your experience!
for
Modesto
Taylor was such a pleasure to work with. She definitely knows her stuff. She did everything possible to make things happen. She made me feel comfortable and I trusted her. She did not let me down. She made the reverse mortgage work for me,...
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I had an excellent experience working with my home loan officer. They were professional, knowledgeable, and extremely helpful throughout the entire process. They took the time to explain everything clearly, answered all of my questions, and...
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Reply from Rene Zamora Melgoza
September 10th, 2026 07:09 PM
Julio, I'm grateful for your kind words about your experience with the loan process. It's wonderful to hear that the communication and support met your needs during this important time. Should you need any further assistance, feel free to reach...
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the communication from the beginning to the end of this transaction
Reply from Rene Zamora Melgoza
September 7th, 2026 06:09 PM
Nadia, I appreciate your feedback on the communication throughout your transaction. I'm glad to know it met your expectations. If there's anything else you need, feel free to reach out.
Provided helpful information
Reply from Rene Zamora Melgoza
September 7th, 2026 08:34 PM
Edward, I'm glad I could provide helpful information during your experience. Thank you for taking the time to share your feedback. If there's anything else you need, please feel free to reach out.
Great experience
Reply from Rene Zamora Melgoza
September 7th, 2026 06:54 PM
Maricela, I'm pleased to hear that you had a great experience. Thank you for sharing your feedback!
for
Modesto
My experience communicating with the entire team at GEM was truly exceptional—better than with any company I’ve worked with before. Ismail was especially great to work with. From my first call, he recognized my phone number and greeted me by...
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About
Golden Empire Mortgage, Inc. is a privately held, full-scale mortgage banker with more than 75 retail branches throughout California, Arizona, Oregon and Washington. Family owned, GEM Mortgage division, offers a wide array of mortgage products with a focus on quality, compliance, and unmatched customer service. In 2016, the company is on track to fund in excess of $2 billion in mortgages and for each of the past four years has been recognized as one of the Top Mortgage Bankers in America and 50 Best Companies to work for by Mortgage Executive Magazine. Golden Empire Mortgage was founded in 1987 and is based in Bakersfield, California.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)