Minneapolis, MN

4.93

(2,876)

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Mortgage

Mortgage Loan Officer

Contact Info

(952) 698-3300

Minneapolis, MN

https://www.goluminate.com/

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4.93

(2,876)

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5 Star

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Jon Carlo helped us with a very complicated situation,get to closing in a fast efficient manner and we are so grateful for his expertise!

JJ was super responsive and made sure we knew that there was no pressure on us if we decided to choose another loan officer when we were in the process of deciding.

Reply from Owner

January 22nd, 2024 12:00 AM

I appreciate you guys choosing to work with me. You guys got a great deal and an amazing home!

JJ, Maria, and Brian were awesome to work with. My home loan was more complex than most but they handled it very professionally, communicating often with upcoming steps. They took making a move, selling and buying out new home easy. I would...

JJ’s expertise and guidance throughout the process were invaluable, and I couldn't have done it without his assistance. His professionalism and attention to detail made the entire experience smooth and stress-free regardless of all the challenges...

Reply from Owner

January 22nd, 2025 12:00 AM

Thank you so much for the great review! It's always great to work with you! You got an an amazing condo that I am sure will look fantastic after your updates.

JJ was incredibly prompt, responsive, and on top of a very fast close window. He took the time to work through a myriad of options and broke everything down in simple to understand language and actionable next steps. The lending part of the...

Reply from Owner

January 22nd, 2025 12:00 AM

Thanks Kevin! It was a pleasure working with you and I am glad that I could eliminate some of the homebuying stress. Enjoy your new home!

From application to closing everything was so smooth and easy. We even got a slightly lower rate than we expected, which right now is everything! Highly recommend JJ and CFR mortgage.

Reply from Owner

January 22nd, 2025 12:00 AM

It was great to work with you! I hope you enjoy your new condo!

I had a great experience with CFR Mortgage. The communication was excellent. I appreciate their expertise and willingness to work with me. JJ took care of everything and helped me understand the process. They made the home buying process turn...

This was my first time buying a house and I knew nothing. You helped walk me through the process and answered all of my questions. You made everything so easy.

I had a great experience with McLaughlin and his team. They were fantastic throughout the entire process of us trying to get the loan for our house and had great communication.

Reply from David McLaughlin

January 9th, 2026 10:05 PM

Tabatha, I really appreciate your feedback. My team and I are delighted to hear that you had a great experience with us. It was our pleasure helping you throughout the entire home loan process. We always strive to provide excellent communication...

Minneapolis has received a review with 5 star rating from Bethany W

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About

At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Time Zone

Pacific Standard Time (PST)

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