M
Minneapolis, MN
Minneapolis, MN
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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Chris was very responsive and eased my mind when obtaining my first home loan. I would highly recommend to anyone looking for a loan.
Reply from Chris Smith
May 29th, 2026 09:40 PM
Tanya, I'm thrilled to hear that I could make your first home loan experience a positive one. Helping you feel at ease throughout the process was my top priority. Thank you for recommending me and for your kind words. Wishing you all the best...
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As an active-duty service member, I was a bit overwhelmed with the thought of applying for a VA loan while still in the military. However, working with Geoff Huetten made the entire process incredibly smooth and stress-free. From the very beginning,...
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Reply from Geoff Huetten
May 2nd, 2025 10:14 PM
I am so happy for you and your family Tekah! You were an absolute joy to work with and I appreciate how responsive you were throughout the transaction. You are greatly appreciated!!!
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Chris Smith with Northpointe Bank recently helped me to obtain my first home mortgage. Chris was very responsive, efficient, and even helped to close my purchase earlier than scheduled. I was so happy with his service. I highly recommend Chris...
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Reply from Owner
March 3rd, 2025 05:40 PM
Thank you for the kind words, Tanya. It was a pleasure to work with you.
Chris
Krista is ver experienced, supportive and responsive. Also she is super nice!
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I appreciated Chris’s professionalism- we used him as a lender of last resort and he got the job done
Reply from Owner
February 28th, 2025 04:59 AM
Hi Riley, Thanks for bringing me in to help with your transaction. I'm glad we got this done.
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Brooke was absolutely amazing to work with! As first-time homebuyers, we had a lot of questions, and she guided us through every step of the process with patience and expertise. She tailored everything to our needs, provided excellent input,...
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Reply from Owner
July 12th, 2025 01:25 PM
Karla, I'm truly grateful for your kind words. It's wonderful to hear that I could help make your first-time homebuying experience both smooth and stress-free. Addressing all your questions, no matter how small, was important to ensure you...
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Brooke was absolutely amazing to work with! As first-time homebuyers, we had a lot of questions, and she guided us through every step of the process with patience and expertise. She tailored everything to our needs, provided excellent input,...
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Reply from Brooke Drum with Northwest Mortgage...
July 12th, 2025 01:25 PM
Karla, thank you so much for sharing your experience. It's wonderful to hear that I could assist you and make your first homebuying journey smooth and stress-free. Guiding you through the process and tailoring everything to fit your needs was...
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Very transparent and simple process
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Great to work with . Got the job done
Reply from Chris Smith
May 29th, 2026 09:40 PM
Thanks Jessica, Glad to help you and your family with the purchase of your first home.
Chris
Krista was absolutely amazing to work with! Her communication was professional and consistent. She provided updates every step of the way. She helped navigate a difficult transaction and always had a solution in place for anything we faced....
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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