McCaughan Home Lending (Powered by Lower, LLC..., FL
Clearwater, FL
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or mov... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
Because of Mike Baralt I was able to own my own home after going through bankruptcy and foreclosure after the market crashed. He guided me through the process of reestablish good credit, never once making me feel unworthy. I refinanced my home...
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
A first class business, with first class people. We were truly fortunate to have Mike Baralt navigate us through the purchase of our home, and would highly recommend him and his team to anyone in the market. We have referred many others to...
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch has received a review with 5 star rating from Paul C
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
Michael Baralt was excellent to work with. Very efficient and knowledgeable. Most importantly, Michael was readily available any time I needed answers or advice. I would certainly work with him and McCaughan again.
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
We worked with Mike to purchase our first home. He was on top of the situation every step of the way from the approval through closing. We had some interesting contract twists and they were handled seamlessly.
Michael is amazing always answerd our question returned calls emails timely was on time for clising made sure we get all required doc to avoid delay followed after closing if we need anything
Reply from Owner
February 26th, 2018 12:00 AM
Thank you Alma! It was a pleasure working with you.
We had a great experience working with Mike at Hamilton Group from start to finish. He was very knowledgeable and accessible during our home buying process last year.
Reply from Owner
February 22nd, 2018 12:00 AM
Thank you for the great review. It was a pleasure working with you!
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I got a home loan once before, and it felt like I never quite understood the process or a lot of the details. Bill, however, was a totally different story. He did an excellent job explaining everything to me and answering all of my questions...
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I got a home loan once before, and it felt like I never quite understood the process or a lot of the details. Bill, however, was a totally different story. He did an excellent job explaining everything to me and answering all of my questions...
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Bill is very knowledgable about the lending process and is wonderful to work with! His attention to detail, accessibility, and expertise are what make him a leader in the field. We highly recommend him!
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About
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, hamilton home loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.