McCaughan Home Lending (Powered by Lower, LLC..., FL
Clearwater, FL
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or mov... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch has received a review with 5 star rating from Giovanna H
Mike Baralt is professional, Knowledgeable, patient and kind. We recieved the best service and advice and he made the process effortless
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I have worked with Bill for 7 years now since I moved to Florida from California. He has serviced many of my loans and he always does a great job.. I highly recommend him to anyone looking for a loan.
Personal support always. Day or late in the evening with encouragement and praise.
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
I have worked with Bill for 7 years now since I moved to Florida from California. He has serviced many of my loans and he always does a great job.. I highly recommend him to anyone looking for a loan.
Michael is the best.
Reply from Michael Baralt
July 25th, 2025 01:39 PM
Thank you Barnie for the great review!
michael was excellent
After walking me through every single step of the home-buying process over the course of almost 3 months, Michael traveled almost 2 hours round-trip with me to be present at my title signing, which itself took 2 hours. If that isn't "above...
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Reply from Michael Baralt
July 25th, 2025 01:39 PM
Thank you Zane!
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McCaughan Home Lending (Powered by Lower, LLC) - Clearwater Branch
Michael walked me through every step of the home-buying process and found me every opportunity. He also traveled with me to be present at my title signing.
While the process was relatively smooth, the fees associated with the loan were extremely high. Mike is very personable and knowledgeable. The only negative are the fees and points that the parent company (Lower) charges.
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About
At hamilton home loans we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle free lending experience. Whether you are buying your first home, refinancing or moving up, hamilton home loans offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry leading customer service, we are sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Eastern Standard Time (EST)
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.