Embrace Home Loans - Lutherville Timonium, MD

Timonium, MD

4.92

(667)

Mortgage

Mortgage Loan Officer

Contact Info

(443) 921-8065

Timonium, MD

https://www.embracehomeloans.com/location/maryland/timonium

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.92

(667)

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Matthew was responsive, not pushy at all, helpful. We got the loan done in 16 days. Great rate. Super silky smooth. Everything one would look for in a new mortgage.

Reply from Matthew O'Connell

July 7th, 2025 03:26 PM

Thank you for your kind words and trust in Embrace Home Loans. Great working with you!

As a first-time homebuyer, I couldn’t have asked for a better experience than the one I had with Jacob at Cazle Mortgage. From our first conversation to closing day, Jacob was incredibly attentive, patient, and knowledgeable, helping me navigate...

Cori is so amazing! I'm a first time homebuyer and she made my experience a great one. It was times when I felt like giving up, however, with her reassurance, guidance, and expertise I felt at ease. She has the ability to execute the process...

Reply from Corinne Spartana

March 23rd, 2026 02:02 PM

I'm thrilled to hear about your positive experience as a first-time homebuyer, Aderienne. It was a pleasure assisting you through the process, and I'm glad that my guidance and expertise made you feel at ease. Your satisfaction means a lot...

Jacob was and still is extremely helpful, he guided me to understand the home buying process as a first time home buyer. I would definitely recommend him to anyone !

Reply from Owner

August 4th, 2026 12:00 AM

Thank you so much for your kind words, Erica! It was truly a pleasure helping you purchase your first home. I'm so glad I could help you understand the process and be a resource both during and after closing. Thank you for your trust and recommendation....

Corinne Spartana has received a review with 5 star rating from SATIRA M

We had the absolute pleasure of working with Jacob as our loan officer during our journey to purchase our first home, and we can not thank him enough. From start to finish, Jacob demonstrated the highest level of professionalism, patience,...

Mucha paciencia muy amables me sentí muy feliz con sus servicios su ayuda fue de primera apesar de no tener el mismo idioma fue de mucha ayuda para mi

Reply from Owner

August 4th, 2026 12:00 AM

¡Muchas gracias por sus amables palabras! Fue un verdadero placer poder ayudarle durante su refinanciamiento. Me alegra mucho saber que, a pesar de la diferencia de idioma, pudo sentirse acompañado y bien informado durante todo el proceso....

This was my 2nd mortgage working with Matt.

Reply from Matthew O'Connell

May 4th, 2025 01:26 PM

I'm thrilled to have had the opportunity to assist you with your second mortgage, Patrick. Thank you for choosing to work with me again at Embrace Home Loans. If there's anything more I can do for you, please feel free to reach out.

it was great experience with Matt & team for our Mortgage loan. Matt has clarified all the points and provided loan with very good interest rate. Thanks Matt for your assitance throughout the process.

Reply from Matthew O'Connell

May 3rd, 2025 01:22 PM

I'm thrilled to hear that you had a great experience with the mortgage process. I'm glad I could clarify all the points and provide you with a favorable interest rate. Thank you for your kind words, and it was a pleasure assisting you throughout...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2009

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.