Matthew O'Connell

Name: Embrace Home Loans
Address: 2205 York Road, Lutherville Timonium, Maryland, 21093
Telephone: +1-609-439-9684
Rating: 4.91

Branch Manager | NMLS 239152

Embrace Home Loans - Lutherville Timonium, MD

4.91

(182)

Mortgage

Mortgage Loan Officer

Contact Info

(609) 439-9684

Lutherville Timonium, MD

https://www.embracehomeloans.com/location/maryland/timonium/matthew-oconnell?utm_medium=organic&utm_source=google&utm_campaign=GMB

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Business Hours

Mon

9 AM to 5 PM

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

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4.91

(182)

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4.91

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Matt was so kind and informative and responsive. He made a challenging process so much more manageable. He patiently explained all the math of home financing to us and we are very grateful for all his help!

Reply from Matthew O'Connell

August 21st, 2026 01:21 PM

Thank you so much for your kind words! Honestly, I'm the one who is grateful. Homebuying doesn't always follow a straight path, and despite a few homes not working out along the way, you both stayed positive, trusted the process, and kept moving...

Matt communicated with us on a consistent basis. He was knowledgeable and answered all of our questions throughout the process. We appreciate his quick responses. He was great to work with.

Reply from Matthew O'Connell

July 7th, 2026 04:36 PM

Thanks you Lauren! I appreciate your kind words and wish you, Ryan and family nothing but the best in your new home.

Matt was very responsive, explained everything well, and was very knowledgeable about all of the financial parts of the process.

Reply from Matthew O'Connell

July 6th, 2026 06:27 PM

Thanks Christine... Really happy for you! It was somewhat of a journey. I'm really glad how things turned out in the end. Congratulations again and please don't hesitate to reach out if you need anything from me.

Excellent communication, smooth transactions

Reply from Matthew O'Connell

July 6th, 2026 04:08 PM

Nicholas, I'm grateful for your positive feedback. It's great to know that you found the communication excellent and the transactions smooth. If there's anything else I can assist you with, please let me know.

Matt is always readily available and goes above ans and beyond for his clients I would definitely recommend him!

Reply from Matthew O'Connell

June 28th, 2026 02:02 PM

Thanks Claudia! Grateful for the opportunity to work with your clients!

Matt was so helpful and made the whole process feel easy. We were so happy to have him in our corner.

Reply from Matthew O'Connell

June 28th, 2026 02:04 PM

Thanks Hannah! Congratulations to you and Frank... What a great milestone. Wishing you nothing but the very best in your new home.

Matt is a consummate professional. He cares about his customers and Realtors - and its apparent. Truly appreciate him and his team that makes things go so smoothly.

Reply from Matthew O'Connell

June 5th, 2026 03:03 PM

Thanks Emily! I appreciate your kind words and grateful that I'm able to work with you!

Great communication and explanation of the process.

Reply from Matthew O'Connell

May 15th, 2026 07:18 PM

Thanks Sara... Really fortunate to work with great people! Thanks for putting your trust in me...

Personable honest straightforward all-around nice person to deal with

Reply from Matthew O'Connell

January 29th, 2026 04:56 PM

Thank you so much Emma... I really appreciate this! It was a pleasure working with you and Hank, and I’m grateful for the trust you placed in me. Making the process clear, honest, and smooth is always the goal, so this means a lot. Wishing...

I’ve worked with Matt for many years and have always had an excellent experience! He genuinely cares about his clients, consistently going above and beyond to make the process smooth and stress-free. I highly recommend Matt and team to anyone...

Reply from Matthew O'Connell

January 5th, 2026 02:14 PM

Thank you so much for the kind words and for the trust you’ve placed in me over the years. Working with you has truly been a pleasure, and I’m grateful for the relationship we’ve built. Helping make each process smooth and stress-free is always...

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About

Matthew O'Connell (NMLS #239152) is a premier mortgage loan officer and local lending expert in Timonium, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Matthew provides comprehensive home financing solutions with Embrace Home Loans. Matthew OâConnell joins Embrace as a Branch Manager. He previously worked at Prosperity Home Mortgage, where he was a Senior Mortgage Consultant focusing on loan origination. There he helped foster a successful team, and provided training and coaching to help with his team membersâ personal growth and the companyâs profitability. Contact Matthew today to explore your home loan options and get pre-approved!

Products & Services

Mortgage Loan Officer

FHA Home Loan

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Positions

Embrace Home Loans - Branch Manager
Mar 1st, 2019 - Current

Year Started

2022

Time Zone

Eastern Standard Time (EST)

Licenses

NMLS 239152

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Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
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Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.