Embrace Home Loans - Lutherville Timonium, MD

Timonium, MD

4.92

(667)

Mortgage

Mortgage Loan Officer

Contact Info

(443) 921-8065

Timonium, MD

https://www.embracehomeloans.com/location/maryland/timonium

Location & Business Hours

Business Hours

Thu

9 AM to 5 PM

Fri

9 AM to 5 PM

Sat

closed

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4.92

(667)

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We used Embrace because they were the “preferred lender” of Keystone Custom Homes and we received a significant amount of credits towards our home purchase. They were the worst part of the process. We received several Closing Disclosures-none...

1. To have received accurate imformation timely before closing. 2. If my loan officer had the same energy/enthuasive he had selling us on points throughout the entire loan proces.3. Horrible COMMUNICATORS -Loan officer, Matt and Loan Processor...

We emjoyed working with Matt and Embrace Home Loans. Matt was extremely knowledgeable and helpful in our home buying experience.

Reply from Matthew O'Connell

July 18th, 2025 03:45 PM

Lauren, I'm happy to hear that you enjoyed working with me and Embrace Home Loans. Being knowledgeable and helpful throughout the home-buying process is something I strive for, so I'm glad it contributed positively to your experience. Thank...

This is a great lender and Matt O’Connell is awesome. We have a very pleasant and smooth experience working with Embrace. I love their app and how easy it is to navigate and track documents and the phases of the home loan process.

Matt is a great loan officer to work with. He was extremely knowledgeable and ensured we knew what our options were and what the process would look like through every phase. We truly enjoyed our experience with him and would definitely work...

Reply from Matthew O'Connell

July 14th, 2025 02:22 PM

Shafiq, I'm glad to hear that you had a positive experience working with me. Ensuring that you fully understand your options and the process is very important to me, so I'm pleased it contributed to your satisfaction. I'm delighted that you...

Working with Jake Rossman was a fantastic experience from beginning to end. Jake was professional, knowledgeable, and incredibly responsive throughout the entire loan process. He took the time to explain each step clearly and made sure I felt...

Jacob Rossman and the entire Cazle Mortgage team have set the bar very high. Their professionalism and stellar service they provide is one of a kind and an exemplar for others to follow. Each and every hurdle and obstacle I encountered, Jacob...

Matt O’Connell is the best! I've worked with him a couple times before and he's always been extremely helpful, providing advice and guidance so that I can make informed decisions. However, this time Matt went above and beyond to help me acquire...

Matt is the best! I've worked with him a couple times before and he's always been extremely helpful, providing advice and guidance so that I can make informed decisions. However, this time Matt went above and beyond to help me acquire mortgage...

Reply from Matthew O'Connell

July 7th, 2025 03:25 PM

I'm thrilled to hear about your positive experience, Rebecca. It was a pleasure assisting you with your mortgage pre-approval and rapid settlement. I'm grateful for your trust and am delighted that you got the home you truly wanted. Thank you...

Jacob is really, REALLY good at what he does. It is so unusual and gratifying these days to call someone you are working with who actually picks up the phone. EVERY TIME.Really nice guy who was absolutely working for me and made everything...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2009

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.