Embrace Home Loans - Columbia, MD

Columbia, MD

4.93

(3,832)

Mortgage

Mortgage Loan Officer

Contact Info

(443) 283-0807

Columbia, MD

https://www.embracehomeloans.com/location/maryland/columbia

Location & Business Hours

Business Hours

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM(Open now)

Fri

9 AM to 5 PM

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4.93

(3,832)

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5 Star

97%

4 Star

3 Star

2 Star

1 Star

Ramsey was able to offer better rates than other companies. He made the process easy and was able to walk us through everything to ensure that we understood everything as first time homebuyers

Reply from Ramsey Davies

February 17th, 2025 08:07 PM

Karl, thank you so much for your kind words and the 5-star review! I'm thrilled to hear that I could help you and your bride secure a great rate and make the home buying process smoother for you as first-time buyers. It was a pleasure guiding...

your ability to listen to customers and have a good conversation with the aim of getting best options available to the client , including your timely delivery

Reply from Robert Spies

April 7th, 2026 03:57 PM

Thank you so much for your kind words, Idayat. It was a pleasure working with you and helping you find the best options for your home purchase. Listening and understanding your needs are crucial to me, and I'm thrilled to hear that you felt...

Thanks for all your help!

Reply from Mike Davidson

February 25th, 2025 02:37 PM

Hi Steven,Thanks so much for your kind words! I'm thrilled to hear that you had a great experience with Embrace Home Loans. It was a pleasure working with you on your home purchase, and I'm glad I could help make the process smoother for you....

Ramsey is very patient and respectful. he did help us to get a home with home loan. He did a great job. His teamworks are great too as well. Thank you all.

Reply from Ramsey Davies

February 10th, 2025 08:40 PM

Felicia, your kind words mean the world to me. Helping you achieve your dream of homeownership has been a genuine pleasure. I'm thrilled everything worked out so well and that you felt supported by me and my team. We really do appreciate your...

Robert is highly knowledgeable about loan products , ensuring buyers receive the best financing options tailored to their needs. His communication is always clear and timely which is crucial in this fast paced market. His persistance and determination...

Reply from Robert Spies

April 7th, 2026 03:57 PM

Thank you so much, Brenda, for taking the time to share your experience! I'm thrilled to hear that you were satisfied with the loan options and my communication throughout the process. It's always my goal to ensure that clients feel supported...

Marty was very personable from the very first meeting the communication was top notch and he was always available to answer any and all of our questions. We were very pleased with our experience.

Reply from Marty Scovitch

February 23rd, 2025 12:20 PM

Robert, thank you so much for your kind words! It was a pleasure working with you throughout the home loan process. I'm thrilled to hear that you felt well-informed and supported every step of the way. Being available for my clients is incredibly...

I cannot recommend Marty Scovitch enough! As a realtor, I have worked with many loan officers, but Marty truly stands out. He went above and beyond to ensure my client, Rasheedah, had a seamless lending experience. From start to finish, he...

Reply from Marty Scovitch

August 1st, 2025 06:32 PM

Wennifer, I'm truly grateful for your amazing feedback. It's rewarding to know that as a realtor, you noticed the dedication and effort I put into ensuring Rasheedah's lending experience was smooth and successful. Clear communication and unwavering...

Embrace Home Loans - Columbia, MD has received a review with 5 star rating from Hermon S

"Thank you! I appreciate the positive experience working with you as well. You did alot for us. Thank you for all your patience and for your interest in working with us.

Reply from Robert Spies

April 7th, 2026 03:57 PM

Hermon, thank you so much for your kind words. It was truly a pleasure working with you throughout the loan process. I'm thrilled that you had a positive experience, and I'm grateful for your trust in me. Your patience and cooperation made...

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About

Since 1983, we’ve been helping homebuyers and homeowners get the financing they need to buy a new home, refinance an existing mortgage, or consolidate high-interest debt. Customer satisfaction is our highest priority (we continue to win awards), and we are always developing new loan products to fit the individual needs of our borrowers. When you work with us, you’ll discover why getting a mortgage is so much better when you Embrace it.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Mortgage Refinance

Year Started

2014

Time Zone

Eastern Standard Time (EST)

Disclaimer

Embrace Home Loans, LLC. is an Equal Housing Lender

Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820

©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us

Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.