Top 5%
Robert Spies
Embrace Home Loans - Mid-Atlantic Region
Robert Spies (NMLS #115227) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Robert provides comprehensive home f...... Show More
Location & Business Hours
Friday
9:00 AM to 8:00 PM
(Open Now)
Saturday
9:00 AM to 8:00 PM
Sunday
9:00 AM to 8:00 PM
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Reviews from Web
I enjoyed every process, Mr Robert was very patient and helpfu, answered all my questions and I got what I wanted. I will definitely refair people. Thank you so much.
Everything, you guys are great,
Reply from Robert Spies
May 19th, 2026 05:48 PM
Nkechi, I appreciate your kind words and am glad to hear that you had a great experience. If there's anything more I can assist with, please don't hesitate to reach out.
I was highly referred to Robert and that "highly" was correct. Robert answered all of my questions, walked me through the entitr process, is very knowledgeable and professional. Robert Went about and beyond resoinding and taking my calls whej...
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Reply from Robert Spies
May 11th, 2026 02:40 PM
Mildred, I'm thankful for your kind words and for trusting me with your home loan process. It's great to know that I could provide the support and information you needed. I'll be sure to share your appreciation with Kelly as well. If you have...
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Me being a first time home buyer was very overwhelming but Robert took his time with me and explained every step detail by detail . He broke every number down to me and gave me so much information and on top of it all he was available day and...
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Reply from Robert Spies
May 6th, 2026 03:47 PM
Dionne, I'm glad I could be there for you during your first home-buying experience. It’s important to me to provide detailed explanations and be available when needed, so I'm pleased to hear it was helpful. Thank you for your kind words, and...
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It has been a pleasure working with Robert. He is consistently kind and professional, providing clear, straightforward answers along with realistic options. He is also highly responsive, promptly addressing emails and phone calls.
Reply from Robert Spies
May 2nd, 2026 11:12 PM
Calvin, I'm happy to hear that you had a positive experience working with me. Providing clear answers and realistic options is important, and I'm glad I could meet your expectations with responsiveness and professionalism. If there's ever anything...
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I had a truly great experience working with Robert. He was always available whenever I had a question, and he guided me through every step of the process with patience and clarity. We were able to close on my home incredibly quickly, and he...
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Mr. Robert Spies demonstrates a high level of professionalism. His clear advice and timely updates throughout the mortgage process built my trust and confidence. He made the home-buying experience smooth and straightforward. I highly recommend...
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Robert is very knowledgeable and made sure everything went as smoothly as possible!
Reply from Robert Spies
April 7th, 2026 03:57 PM
I'm grateful for your kind words, Andrea. Ensuring a smooth process and providing clear information is always a priority for me. If you ever have more questions or need assistance in the future, please don't hesitate to reach out.
Mr. Spies level of attention to details and provide excellent customer service to clients recommended far exceeded expectations. Meeting timelines while persevering through any possible foreseen challenges have been managed expeditiously.
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He was responsive and informative. I own 15 properties and this was the best experience yet. I would certainly return for my financing needs.
Reply from Robert Spies
April 7th, 2026 03:57 PM
Henry, I'm pleased to hear that you found the experience with me to be your best yet, especially given your extensive property ownership. Your feedback on my responsiveness and the information provided is truly appreciated. Whenever you have...
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About
Robert Spies (NMLS #115227) is a premier mortgage loan officer and local lending expert in Columbia, Maryland. Specializing in first-time homebuyer programs, conventional loans, FHA, VA, and refinancing, Robert provides comprehensive home financing solutions with Embrace Home Loans. With a passion for helping borrowers achieve their goals, Robert Spies joins our team of skilled loan officers. He was previously a producing branch manager at Academy Mortgage, where he honed his skills as a loan originator. He was drawn to Embraceâs culture, our range of unique products, and great rates. Contact Robert today to explore your home loan options and get pre-approved!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Fixed Rate Mortgages
Qualified Mortgage Pre-Approvals
Non-QM
Specialities
I offer a wide range mortgage financing services and help people purchase homes or refinance their existing mortgages.
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Positions
- Embrace Home Loans - Senior Loan OfficerAug 1st, 2023 - Current
Memberships
- MBS Highway
- Cattial Creek Country Club
- NMLS
Addresses and Serving Areas
Year Started
2022
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #115227
Awards
Branch Manager of ...
President's Club
Achievements
- President's Club
- Top 1%
- Scotsman Guide
Hobbies
- Golf
- Exercise
- Read
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Disclaimer
Embrace Home Loans, LLC. is an Equal Housing Lender
Embrace Home Loans, LLC. | NMLS ID # 2184
25 Enterprise Center | Middletown, RI 02842 | Toll Free: 833-242-5820
©2024 All Rights Reserved
NMLS Consumer Access: http://www.nmlsconsumeraccess.org
Licensing | Privacy | Contact Us
Embrace Home Loans, Inc. NMLS ID # 2184 is licensed in AL, AZ (Lic.#BK-0906375), AR, CA Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act, CO (Lic.#096162) Regulated by the Division of Real Estate, CT, Licensed by the Delaware State Bank Commissioner to engage in business in Delaware (Lic.#7317, Exp.12/31/2017), DC, FL, GA (Lic.#12848), ID, Illinois Residential Mortgage Licensee, IN, IA, KS, Supervised Lender Licensee (#SL0000625), KY, LA, ME, MD, MA Mortgage Lender & Mortgage Broker (Lic.#MC2184), MI, MN, Mississippi Licensed Mortgage Company, MO, NE, Licensed by the New Hampshire Banking Department, Licensed by the New Jersey Department of Banking and Insurance, NM, NY Licensed Mortgage Banker - NYS Department of Financial Services, NC, ND, OH, OK, OR (Lic.#ML322), PA, Rhode Island Licensed Mortgage Lender and Mortgage Broker, SC, SD, TN, TX, UT, VA, WA, WV, WI.