
Crystal Lake- 40 Grant St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Nancy was an absolute pleasure to work with, fast response time and anwsered all of my questions throughout the process.
Reply from Nancy Howley
September 14th, 2026 04:49 PM
Michael, I appreciate your kind words. I'm glad to hear that my prompt responses and assistance throughout the process were helpful. If you have any more questions in the future, feel free to reach out.
Crystal Lake- 40 Grant St has received a review with 5 star rating from MikeV33
Crystal Lake- 40 Grant St has received a review with 5 star rating from Matt R
Crystal Lake- 40 Grant St has received a review with 5 star rating from Travis N
Nancy was communicative, informative, and kind. She made the entire process simple.
Reply from Nancy Howley
September 8th, 2026 02:27 PM
Patrick, thank you for your kind words. I'm happy to hear that the process felt simple and that my communication was helpful. If you ever need further assistance, please feel free to reach out.
was excellent. Nancy did a great job explaining and keeping me informed. The timeframe needed for me to get this done was short and Nancy did a great job taking care of that for me as well as Lauren.
Reply from Nancy Howley
September 7th, 2026 02:22 PM
Lane, I'm pleased to hear that you had an excellent experience and that I could help meet the tight timeframe. It's great to know that both Lauren and I could keep you informed throughout the process. Thank you for your kind words.
Jim made the home-buying process smooth and stress-free. He was responsive, knowledgeable, and guided us clearly through every step. Thanks to his professionalism and attention to detail, we closed on time. We highly recommend Jim!
Barb made it great. She goes above and beyond
Reply from Barb Kelly
September 4th, 2026 01:14 PM
I'm thankful for your kind words, David. It's great to know that my efforts made a positive impact on your experience. If there's anything else you need, please feel free to reach out.
Kyle was great to work with! He was very helpful and responsive and I was able to get the loan I needed.
Barb was always available to answer and questions. She knew what she was talking about and made a stressful process much easier.
Reply from Barb Kelly
September 2nd, 2026 06:39 PM
Thank you for your kind words, Mary. I'm glad I could help make the process easier for you and be there to answer your questions. If you need anything else, feel free to reach out.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.