
Crystal Lake- 40 Grant St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Nancy was a great help helping us to secure our HELOC
Nancy was not only professional and efficient but was friendly and knowledgeable with excellent advice.
Reply from Nancy Howley
August 3rd, 2025 03:58 PM
Thank you, Stephen, for your thoughtful review. I'm glad to hear that you found my advice helpful and that my approach resonated with you. It's important to me to provide a professional and friendly experience, so I'm pleased that it came through...
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Stewart explained the process and all the expectations thoroughly. I felt confident in each step of the process. The portal used for documents, and signatures was easy to use and made that “headache “ part of the process easy and stress free....
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Nancy is patient, kind, and a spectacular representative of HSB!!
Reply from Nancy Howley
August 1st, 2025 03:35 PM
Thank you, Susan, for your wonderful feedback. I'm really pleased to hear that my approach resonated with you and represented Home State Bank well. It means a lot to know that my patience and kindness made an impression. If you ever need assistance...
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Nancy was amazing through our line of credit process. Very responsive to all questions. Quick to respond and the process was super easy and seamless.
Nancy is Amazing! So helpful, answered all questions, very friendly. Made the process seamless and so easy!
Reply from Nancy Howley
July 28th, 2025 11:24 AM
I'm delighted to hear that you found the process so seamless and easy, Patricia. It's wonderful to know that I could help answer your questions and make the experience pleasant for you. Your feedback means a lot to me, and I'm grateful for...
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While closing my mortgage was great as a first-time homebuyer with an associate no longer working there, their mortgage loan payment portal leaves a lot to be desired. I was not a banking customer of theirs, I was just a mortgage loan customer....
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Elizabeth was incredibly knowledgeable navigating the VA loan process. She was unbelievably responsive and empathetic to every concern I had. Elizabeth was genuine, deliberate, and professional each step of the way.
Nancy was great to work with. She kept me informeded all the way thru the process. Also thanks to Eric for his advice as I start the process. I appreciate everyone I work with at home State Bank
Reply from Nancy Howley
July 13th, 2025 01:07 PM
Thank you, Gary, for your kind words. I'm glad to hear that you felt well-informed throughout the process. It was a pleasure working with you, and I'm thrilled that Eric's advice was helpful to you at the beginning. I appreciate your trust...
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Stewart did a fantastic job communicating along the way, making it easy for us to navigate the process as well as get our home purchased extremely fast in a market where it is difficult to accomplish that. I will certainly be recommending Stewart...
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.