
Crystal Lake- 40 Grant St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Customer service
Liz was awesome to work with! She was very organized and helped ensure our first time buying a home was as seamless as possible! I would highly recommend Liz as she was amazing to work with!
Nancy is great! Very smooth process for our loan.
Great customer service and helpful advise
Reply from Nancy Howley
September 27th, 2025 01:56 PM
I'm pleased to hear that you found the customer service and advice helpful. It's always important to me to provide support and guidance. If you have any more questions or need further assistance, feel free to reach out.
Nancy made the whole process very easy and very clear.
Reply from Nancy Howley
September 25th, 2025 11:18 AM
It's great to hear that your experience was smooth and straightforward. Making things clear and simple is always my goal, so I'm glad that reflected in our process. If you have any further questions or need assistance, please don't hesitate...
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Great to work with. Home State Bank was also good in their communition.
Dealing with Home State Bank is what businesses used to be, where customers don't feel like a number. Nancy Howley was straight forward, yet personal and personable. Hoping they remain customer friendly.
Reply from Nancy Howley
September 18th, 2025 11:55 PM
Scott, I'm grateful for your insightful feedback. It's important to me that personal connections are maintained, and I'm glad that my approach resonated with you. I hope to continue offering the friendly, attentive service that you expect....
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A great bank, where human interaction continues.
Great place everyone was easy to work with!
Awesome communication from the whole team. Very reassuring and calming in what could be a stressful time. A great experience and would highly recommend 👌
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.