
Crystal Lake- 40 Grant St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Crystal Lake- 40 Grant St has received a review with 5 star rating from Patrick K
Crystal Lake- 40 Grant St has received a review with 5 star rating from Gaven D
Dave and I would highly recommend Al Lapotko at Home State Bank as your next Loan Officer. Each transaction was smooth and stress-free. He’s always available to answer questions and actually picks up the phone when you call. Hisprofessionalism...
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Crystal Lake- 40 Grant St has received a review with 5 star rating from Joanne S
Crystal Lake- 40 Grant St has received a review with 5 star rating from Dean P
Crystal Lake- 40 Grant St has received a review with 4 star rating from BOB H
Nancy was very helpful and made it easy to understand both the loan process, but also personal finance when saving for a loan .
Reply from Nancy Howley
December 1st, 2025 07:43 PM
I'm glad to hear that I was able to assist you in understanding both the loan process and personal finance aspects, Alissa. Making these topics clear and manageable is important to me. If you have any more questions or need further assistance,...
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Seamless and friendly
Reply from Nancy Howley
November 25th, 2025 04:36 PM
I'm pleased to hear that your experience was seamless and friendly, Tara. It's important to me that the process feels easy and welcoming. If there's anything more I can do for you, please let me know.
Barb is very good and knowledgeable at her job
Reply from Barb Kelly
November 24th, 2025 05:37 PM
I'm thankful for your kind words, Michael. It's rewarding to know that my knowledge and expertise have made a positive impact on your experience. If there's anything else you'd like assistance with, feel free to reach out anytime.
Barb Kelly is the best!
Reply from Barb Kelly
November 24th, 2025 07:16 PM
Thank you for your kind words, Sheila. I'm pleased to know that you feel positive about your experience with me. Should you need any further assistance or have additional questions, don't hesitate to reach out.
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.