
Crystal Lake- 40 Grant St, IL
Crystal Lake, IL

You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
As a long time customer of Home State Bank I have experienced a few different people in my financial needs. Nancy is once again a another of those experiences. She makes her self available and personable for the customers needs. I would recommend...
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David is easy to work with and does a great job every atep of the way!!!
Reply from David Thomsen
June 1st, 2026 06:55 PM
I'm pleased to hear you found it easy to work with me, Jeffrey. Your kind words mean a lot, and I'm grateful for the opportunity to assist you at every step. Thank you for your support!
The level of communication was outstanding, Nancy's personal availability was great great. Overall I could not have had a better experience, Thank toy the others like Lauren and Jenelle who assisted as well. They all were great!
Reply from Nancy Howley
June 1st, 2026 01:28 PM
Michael, I appreciate your kind words and am glad to hear that you had a positive experience. It's appreciated to know that Lauren and Jenelle were also able to assist you effectively. If there's anything else I can do for you, please feel...
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Very friendly and helpful, did excatly what he said he was gonna do. I recommend everyone to him
Reply from Home Loans by Jonathan aka Mr. ITIN...
June 1st, 2026 03:31 PM
Thank you for your kind words, Lupita. I'm glad to hear that you found my services friendly and helpful. I appreciate your recommendation and am here if you ever need assistance again in the future.
Liz was amazing. Answered all the questions I had. She was very quick to get back to me.
Crystal Lake- 40 Grant St has received a review with 5 star rating from Ali N
Al was very helpful, quick to respond, even if it was a weekend, and made sure that we were aware of everything that was happening. From start to finish it was a smooth process.
Nancy is professional, responsive, & engaging! She is extremely knowledgeable on the many facets of the lending process; she explained our options thoroughly to help us make the right decision for our situation & the type of financing that...
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Reply from Nancy Howley
May 18th, 2026 01:30 PM
Emily, I truly appreciate your kind words and your recommendation. It's great to know that my assistance with the lending and underwriting process was helpful for your project. If there's anything more I can do for you or your clients, please...
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Nancy Howley is professional, responsive, & engaging! She is extremely knowledgeable on the many facets of the lending process; she explained our options thoroughly to help us make the right decision for our situation & the type of financing...
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Crystal Lake- 40 Grant St has received a review with 5 star rating from James N
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About
You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs.
Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.