Luminate Home Loans - Dover, NH

I have owned three houses and one vacation property - so mortgages and banks are no longer "new" experiences for me. However, after going through a divorce and becoming a single mortgagee, I found myself having to look into a government (USFDA/USFHA)...

Working with Scott Mertens was the best decision we made in our Home Ownership Journey. We have already recommended him to our family and referred several friends to him. You will not find any one more sincere and professional. Scott is extremely...

Wonderful experience purchasing our new home! Scott was extremely helpful every step of the way. He definitely helped eased my fears of all the unknown. Was also very patient with us and answered all of our questions in a timely manner.

Everyone in Scott's office was so helpful, friendly and efficient! He was on top of every detail involved in my first time buyer process and was able to explain things and teach me about all the details involved. I would highly recommend him...

Walking in to Scott's office as a first time home buyer, I had zero knowledge of the process and/or where to start and I was a bit apprehensive. Within minutes that feeling completely went away when I realized he was extremely knowledgeable,...

Scott was the best mortgage lender anyone could ask for. He is very knowledgeable on the kind of mortgage products available, he provided us guidance from step 1 till the end of closing. The whole process was a breeze from the beginning to...

I recently completed a short-sale home purchase with Scott's assistance.At every step Scott was both proactive in keeping me updated, and responsive when I had questions.Scott attended to each of my first-time home-buyer questions with care...

For first time homebuyers, we are extremely pleased with the service we received from Scott. He was responsive to all our questions and guided us through step by step. Highly recommend!

Scott is very easy to work with. He was prompt, thorough, and available to answer questions quickly. No matter what time, he was always able to be reached or quickly returned emails. I highly recommend working with him and his team!

Scott assisted us on our buying process form beginning to the end. Despite all the unexpected issues he always found alternatives ways to help the process go forward. He is very knowledgeable and very proactive. We are sincerely grateful we...