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Luminate Home Loans - Dover, NH
Dover, NH
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
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A perfect shape-counter shape fit for the new phase of life we are moving into.
Steady, non-reactive, fact-driven contributions to a thinking partnership that puts my interest as the customer first.
Wonderfull experience from beggining to end. Scott is so friendly and knowledgeable of the loan process. He responds quickly and always makes sure that you feel as though you are his only client. Highly recommend Scott if you are looking to...
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Reply from Scott Mertens
April 13th, 2026 08:59 PM
Thank you so much, Linda! It means a lot — really glad I could make things a little easier. Don’t hesitate to reach out if you ever need anything.
Scott was awesome
Reply from Scott Mertens
April 13th, 2026 09:01 PM
Appreciate this, Eric! I’m glad everything came together smoothly.
for
Fast, proactive communication which resulted in an early closing. The appraisal was completed faster than I've ever seen from any lender.
Reply from Shawn Green
March 12th, 2026 09:03 PM
I appreciate you taking the time Ray to complete the review.
Glad we were able to help Derek accomplish a goal of buying a Florida investment property.
Scott was supportive through processes quick to respond to all needs. Mahalo Scott and team .
Reply from Scott Mertens
April 13th, 2026 09:04 PM
Mahalo Stacey! I really appreciate you recognizing the team — we’re glad to have helped make this a great experience.
Scott Mertens has received a review with 5 star rating from Andrew K ( K
Scott was receptive and on the ball. He answered the whenever we called. He was straight to point and told us exactly how the process would go. Boy did we make him work for this one. As stressful as the home buying process is, Scott is a bright...
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Reply from Scott Mertens
April 13th, 2026 09:10 PM
Thank you Andrew — I really appreciate it.
I know this wasn’t the easiest transaction, so it means a lot that you trusted me and the team to help get it done. Always here if you need anything moving forward.
Great work, Scott! It was a pleasure working with you.
Scott is very direct. I appreciate his transparency and willingness to get the job done. Thank you for your professionalism and hard work.
Reply from Scott Mertens
April 13th, 2026 09:13 PM
Thank you so much, Devin! It means a lot — really glad I could help.
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About
At Luminate Bank our mission is to unlock people's full potential through finances, and provide them with clarity at every step along the way.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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