Luminate Home Loans - Dover, NH

This was the smoothest closing I've had. Scott was extremely helpful in all aspects. He answered all questions, provided timely follow up and completed a careful review of my settlement statement. I highly recommend him.

Scott and his team are knowledgeable, easy to work with, and always put me, the consumer, first. Thank you, Scott and Leader1, for helping us land our forever home.

Scott Mertens has received a review with 5 star rating from Anthony D

I have bought two houses and refinanced using Steve’s services and he has always gone above and beyond to make sure the process is as smooth and worry-free as possible. He’s extremely knowledgeable, personable and a pleasure to work with. My...

As a self employed person, even though I own several properties, the mortgage process can be long and frustrating. Scott worked through all issues with respect and advice to a successful purchase. Highly recommended.

As a self-employed person qualifying for mortgages is frequently complicated but Scott made it as smooth as possible. When complications came up, he explained them clearly and we were able to answer questions and complete a successful loan...

Nobody else could seem to get me a VA loan, Steve did in a couple days no less & for higher than I figured was possible!

I know Steve since 2013, very professional and knoledgeble.

Scott and team were so great at answering all of our questions and giving us quick answers so we could close the loan before the end of the month. This is our third time working with Scott and we’ve had a great experience every time!

Steve worked very hard for me, and was able to buy my first home!