Luminate Bank - Smithtown, NY

I found Richard Sciarrone to be most professional but at the same time made the whole experience of working with him to be a pleasure. He was most helpful in explaining the whole process of what was the next steps going forward. I would definitely...

Excellent communication, clear explanations of the process and data needed to complete the transaction.

We had an excellent experience with Rich. He is extremely knowledgeable, communicates often to inform you what is needed and handles all details in a thoroughly professional manner.

Richard Sciarrone is a very dedicated man , even with the biggest challenges he never gave up and made our dream came through . Thanks so much Rich . I would sure recommend you to friends and family

It was an absolute pleasure to work with such a professional through the financial process of buying my house. From beginning to end Richard and his company kept me informed and worked on my schedule to get to closing. I would recommended you...

Richard was an absolute pleasure to work with, he was professional and efficient and completed the process ahead of schedule. If you are looking for financing I don’t think you need to look any further. Thank you Rich for helping make a difficult...

Richard went above and beyond our expectations with our mortgage. Rich seemed to answer all our questions without us even asking. Great rate, great service, and just an all around great guy!

We recently bought a house and Rich helped secure our loan. He was knowledgeable, proactive - and what a nice guy! It was very comforting to know that part of our home buying experience was in such capable hands.

Im 59 yrs old buying my first house,......RICHARD was unbelievable......He got us threw some very unusual barriers A total man of his word. I would recommend him to everybody who needed the services. Everything he said about the process, the...

The information provided,,,