Luminate Bank - Smithtown, NY

From beginning to end it was a great experience for such a stressful time!!!!

As a first time home buyer, Rich explained very little detail and was always available to answer any of our questions.

Gregg was very professional and personable from the start of the process all the way to the end of the process! He walked my wife and I through each step and explained every mortgage option he presented to us. We are so happy and sure of our...

Rich helped me with every financial aspect of buying a house. He was in constant touch with me and my lawyer, clearly setting expectations and keeping everyone on time. When he brought me in to sign the documents to secure my loan, he explained...

We were worried through the whole buying process but Rich was always available to talk and kept us calm. Closing went so smooth it was actually enjoyable. Super professional and a pleasure to work with!!

I have worked with Richard a number of times and referred him to my family, friends and business clients. He has maintained constantly excellent results every time.

Rich jumped on the job to get the mortgage in place in a short time. He was pleasant to work with and I had no concerns throughout the process-thanks Rich

I really like Rich, he’s a stand up guy. He never gave us anything to worry about. Made everything as smooth as possible and everything came together just as he said. I would like to thank him and his team again for our experience.

Richard’s patience, cooperation, and attentiveness to me and my wife’s needs helped us close on our first home. I would highly recommend him to anyone.

Easy to work with, knowledgeable, patient. Always available. Took the time to explain everything. Great team to work with. Process can be overwhelming and he took the time to address all concerns.