Luminate Bank - Smithtown, NY

Rich was extremely professional throughout the entire process of refinancing our home. He made us feel at ease as he took the time to explain every detail and answered every question we had as we moved along. We couldn’t believe how quick and...

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It was truly a pleasure working with Rich. You couldn’t get a more professional and knowledgeable person to make our refinance of our home seamless. I would highly recommend Rich to anyone.

Rich was extremely professional throughout the entire process of refinancing our home. He made us feel at ease as he took the time to explain every detail and answered every question we had as we moved along. We couldn’t believe how quick and...

I had a very long complicated contract and rich was patient the whole time.

Rich and his team is always there to help, even if it’s just up give advice. That is why we always go to him for our mortgage needs. This is our second mortgage having Rich and we are completely happy with the outcome and process

You did a awesome job thanks for your hard work

Richard is a pleasant individual. Great to deal with.

Helped me to get my house faster than expected fast and friendly and knows what he is doing got me close less than what another bank said they would Best mortgage lender out there i will recommend him to all my friends and family he keeps his...

Helped me to get my house faster than expected fast and friendly and knows what he is doing got me close less than what another bank said they would Best mortgage lender out there i will recommend him to all my friends and family he keeps his...