Luminate Bank - Smithtown, NY

Rich is very professional and helped me to refinance my home. He communicated with me everyday and made the process of refinancing painless. I highly recommend Rich to anyone looking to refinance or purchasing a home.

I had a great experience

Michael Campites was a pleasure to work with on my deal that just closed. He is extremely personable and knowledgeable. He is extremely quick in responding to any questions or issues which helped facilitate a fast closing. This is not the first...

Rich helped us refinance with everything against us . he taught us how to clean up our ratings and margins so we could qualify. then he got us the best product for us . The closing was so easy , it took about 20 minutes , because rich had everything...

Rich Sciarrone is a pleasure to work with. I couldn’t be happier with his services. Rich made the process so easy for me!

Everyone was professional but friendly and relaxed in what could have a more stressful time.

Great communication, honest and knowledgeable.

As easy as you can imagine. Every email or call is ended with a Thank You! Almost like you are helping them out instead of vice versa.

First time home buyer and any question we had, no matter how dumb, he answered in detail even if he was repeating himself. Very responsive and very timely. Overall an awesome experience for my first time buying a home, highly recommend .

Experience from start to finish was very easy to work with and when needed help they were right there to help and answer any questions. Great overall experience. Would and did recommend Mike to family and friends. Thanks again for all your...