Luminate Bank - Smithtown, NY

Rich was timely and extremely helpful. He answered all questions promptly and helped me obtain the lowest rate possible. He was very respectful and kind as well. I would recommend him to anyone!

Rich was timely and extremely helpful. He answered all questions promptly and helped me obtain the lowest rate possible. He was very respectful and kind as well. I would recommend him to anyone!

Timeliness and cordiality.

Rich made the purchase of our first home as easy as possible. He was able to answer questions efficiently and made sure everything was taken care of in order for us to close in a timely manner. Would definitely recommended Rich to anyone looking...

Excellent service since the start. Michael is extremely competent, and made the process simple. He was very helpful and friendly. I would recommend him any day.

Rich made my refinance experience very easy. He was very proficient, was easily reachable when needed and always shared information as soon he got it. If I have to get another loan, I'll use Rich again. Thanks

Rich was Awesome! He made the whole process headache free and painless. He was there anytime we had a question. He'd respond within minutes to an email, text or call. He's very knowledgeable, professional and personable. We had everything we...

I am pleased with the way the transaction took place. I never felt pressured to commit myself to anything. I would recommend Rich to my families and fraternal groups.

Rich was professional, organized, responsive, understanding, knowledgeable and creative. He kept me informed all along the process, sent me reminders, answered my questions quickly and clearly.

I can’t thank Gregg and his team enough for his help with our family’s refinance of our home. They made a typically challenging task run smoothly and for this we can’t be thankful enough. All paperwork was sent and was handled through online...