Luminate Bank - Smithtown, NY

I have completed several loans with Richard Sciarrone, he is a professional who has helped me navigate the process successfully every time.

Richard Sciarrone took his time to explain all details of the mortgage loan process and procedures. Very responsive and honest. We felt he provided the best service and what best benefit us.

Every time I had a question or every time I called him he was always there

Underwriting was oppressive with their requests for documentation. I know that I am not the normal client and that they are swamped with refi's but I feel the process was too hard. That said we do appreciate the low rate we received.

Greg was very kind, knowledgeable, and extremely patient. Working with him was an absolute pleasure.

Greg delivered on the loan he promised

Gregg was amazing! Very knowledgeable and attentive! Even when issues arose he was right on it! Already recommended Gregg to several friends.

3

Fantastic from start to finish! The best!

Rich is very personable and made this process seem easy and seemless. Highly recommend Rich and NJ lenders Corp for mortgage and refinancing.