Luminate Bank - Smithtown, NY

Rich communicated with me each step of the way. Was very direct and clear and the process extremely easy. I would definitely recommend him.

It was quick and simple responses were quick from Gregg as well.

Mortgages can be very confusing with points and percentages, and he always tells it to me straight and explains everything very clearly. I know that I'm going to get the best advice from Rich.

Happy happy

Having great service, assistance and guidance made all the difference. Not to mention how quickly responsive and on top of things Rich is. Definitely an excellent experience.

Gregg was straightforward and honest at every step in the process. He answered texts after hours and made sure I was aware for everything needed. I could not be happier with him and the team.

Great experience

Always responsive. Process was made very easy. Recommended to multiple people and are currently in the process of refinancing.

Rich goes above and beyond to help get you through the process. He made it very easy on us.

Richard made the refinance process very easy. I had a lot of questions and a couple of things I didn't understand and was patient and very understanding. I would definitely recommend him to friends and family.