Luminate Bank - Smithtown, NY

Rich made the process smooth and seamless. It was a pleasure working with him!

Rich and the team were absolutely amazing. He responded immediately to any questions, concerns that we had during this process, making it a lot more streamlined. I would highly recommend him and his team for all your lending needs.

Always available for our family’s needs. Very professional and all requests were handled in a timely manner. Would highly recommend Rich and his team.

Rich is hands down the best, he was able to get me and family into our dream home. Thanks again for everything you did. We definitely recommend rich for any home buying

First off I would like to say, we thought we would never be able to purchase a house, but after talking to Rich the first time, he made told me and my wife to trusted him, Rich was able to get me and wife approved the next for 650k. We closed...

The service/ excellence/profecional

I have nothing else to add

Michael and his team were great to work with. He made our mortgage process very easy. He was very attentive and very responsive to any and all questions that we had during the process!

Rich was always available to answer questions (I had a lot) and very knowledgeable about the entire process.

Rich made everything seems so smooth and made it easy for us to understand. I would recommend him to anyone. What a great job he did.