Luminate Bank - Smithtown, NY

Richard Sciarrone was super helpful with everything. I honestly felt like ending my home buying process and after one phone with him, I was full of hope. Fast forward to 3/4 weeks and I am officially a home owner. I can not thank Richard enough...

Rich was always easy to get In Touch with, patiently answered all our questions, and took time to explain everything in a way we could understand. As first time home buyers we couldn’t have asked for a better experience working with Rich!

This is my 3rd mortgage/refi with Rich and I would not go anywhere else.

Greg is very professional, knows very well what he is doing, has excellent customer service skills on top of that, he tries to resolve the hurdles. His is courteous professional I have ever met. Love him highly recommend for any one wanted...

Very professional, with great attitude and excellent amount of experience.

NJ lenders were extremely accommodating to our schedule and needs. They were professional and communicative. I really appreciated working with them.

Gregg`s experience, and knowledge helped us through some of the rough places that we had to get through to get a much better rate.

Rich is the best. Great communication and honest business man.

Being able to work with Rich for the 2nd time and him going above and beyond to get us our forever home. He was patient he was understanding and is an amazing person to work with.

Rich was open and communicative and honest about the whole process and all the in’s and out’s. He worked really hard to make the transaction happen and was incredibly easy to deal with the whole way through. Very happy to recommend Rich to...