Luminate Bank - Smithtown, NY

Rich was a pleasure to work with. Highly professional and responsive. He made us feel at ease throughout the process of purchasing our first home. I would recommend him to anyone who asked. We closed on our original requested closing date....

Rich and his staff were so responsive throughout the process and made us feel comfortable to ask any questions when needed and as first time home buyers we had quite a bit. Rich smoothed out any and all bumps in the road and made the process...

Very knowledgeable, helpful and responsive. Excellent overall experience. As a first time homebuyer he answered any questions that came up from me. He even handled inquiries from the realtors and lawyers during the stressful review period.

Rich was very responsive each and every time I reached out to him, his follow up and attention to the details made the process as painless as possible. I highly recommend Rich for your mortgage needs.

As a first time home buyer, we didn't know what to expect. Gregg, made the whole process as easy as possible. He was always available to answer questions and made my husband and I feel at ease. His friendly demeanor made us feel as if we knew...

Completely supportive and helpful throughout the entire process. Extremely knowledgable with ongoing communication until the mortgage was finalized. Highly recommend!

Rich and his staff are AWESOME!! Very knowledgeable and very thorough. Very quick turnaround time regarding any questions or issues. I HIGHLY recommend him and his company and will definitely use him for any future dealings. Thanks again Rich!!...

Have worked with Rich & his company several times. I absolutely can recommend Rich for his professionalism, integrity & commitment to the customer. Great communicator & great with financial options. Highly recommend with no reservations. Bill...

My husband and I are so lucky that Rich was recommended to us by our realtor! We thought we wanted to go through my personal bank, but after starting the process with the bank and going to talk to Rich also we had no doubt in our minds working...

I cannot say enough about Rich. He was the most professional, organized and wonderful person I have ever dealt with. He made my mortgage experience so easy. He was amazing and I am recommending him to all my friends and family. Truly a wonderful...